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Home Loan on ₹76,000 - ₹1Lakh Salary

Home Loan on ₹76,000 - ₹1 lakh Salary

Make the smart investment choice with Axis Bank Home Loans

Home Loan on ₹76,000 - ₹1 Lakh Salary

A home not only meets your basic need of a place to stay but is also an asset whose value grows over time. With the right loan amount you can easily own a home and meet all other goals and obligations. Avail a ₹76,000 - ₹1 lakh salary Home Loan from Axis Bank with easy processing and documentation. Make your dream abode your own.

How much home loan can I get on a ₹76,000 - ₹1 Lakh Salary?

Your net in-hand salary is a major determinant of how much loan you can be offered. According to a general rule, you can get a home loan up to 60 times your net monthly salary, depending on other factors.

For example,

Net Monthly Income (₹)	76,000	85,000	1,00,000
Age (yrs)	35	35	35
Loan tenure (yrs)	15	15	15
Other EMIs (₹)	0	0	0
Interest Rate (%)	10	10	10
Loan Amount (₹)	45,97,037	51,41,423	60,48,733

(Calculated using Axis Bank’s Home Loan Eligibility Calculator)

Home Loan on ₹76,000 - ₹1 Lakh Salary Benefits

To apply for Axis Bank Online Home Loan:

Smaller EMIs: EMIs that don’t strain your pockets and are stretched over a long tenure
Attractive interest rate:Avail competitive home loan interest rates
Option to choose the interest rate type: Choose between fixed and floating rates of interest depending on your preference
Hassle-free process: Right from application to loan disbursement, our processes are hassle-free and swift
Top-up loan:Enjoy a top-up loan facility on your existing home loan
No pre-payment penalty:
Freedom from pre-payment charges on floating interest rates
Home loan balance transfer:Transfer your high-interest home loan from another lender to Axis Bank

How to apply for a Home Loan online at Axis Bank?

With Axis Bank’s online home loan facility, the process is fast and requires minimum paperwork

Visit the official Home Loan
You will be redirected to a page wherein you must enter the details, including your name, contact number, annual income, etc. Then, click on “Submit”. Our official will contact you for further process
Submit the required KYC documents and application form to get the loan sanctioned
Once done, submit the property documents for verification
Your loan will get approved in 15 days