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Lifetime Free Credit Card with no annual fees

A Lifetime Free Credit Card is not just another piece of plastic in your wallet, it is a ticket to financial freedom. With no annual fees and a range of rewards and benefits, it is the perfect choice for anyone looking for a straightforward, hassle-free way to make credit purchases.

Whether you are looking to build credit, earn rewards or just want to enjoy the convenience of a Credit Card without unnecessary charges, a Lifetime Free Credit Card is the way to go.

NEO Credit Card

Monthly 2 times – Up to ₹ 120 off* at Zomato
5%* off on Utility Bill Payment on PayTM
10%* off on BookMyShow and BlinkIt

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Axis Bank My Zone Credit Card

Complimentary Sony LIV Premium subscription for 1 Year worth ₹ 1499
Flat ₹ 120 off* on Swiggy; twice a month
Enjoy complimentary airport lounge access* (4 times per year)

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Features and benefits of No Annual Fee Credit Cards

Exclusive discounts and offers

A Credit Card without annual fee comes with a wide range of exclusive Credit Card offers. From dining and travel to shopping and entertainment, this Credit Card unlocks a world of savings, rewards and cashback offers.

Added peace of mind

With a Free Lifetime Credit Card, you can relax knowing you will not be hit with unexpected fees or financial stress, enabling you to leverage bank promotions and discounts.

Better credit history

A No Annual Fee Credit Card not only allows you to save money but also offers a powerful way to build a stronger credit history with zero maintenance boosting your credit score and building a strong foundation for your financial future.

Easy access to money

A Credit Card with no annual fee is a safety net that offers access to money whenever you need it. You can use your card for anything, from everyday expenses to big-ticket purchases, without accumulating unnecessary costs.

Maximised savings

With a Free Lifetime Credit Card, you can easily save money on interest rates and earn rewards points while also skipping out on unnecessary fees. It is a win-win situation where you enjoy the joining benefits and discounts without the hassle of annual fees.

Lifetime Free Credit Card Eligibility Criteria & Documentation

Lifetime Free Credit Card eligibility criteria

The primary cardholder must be between 18 and 70 years old.
Add-on cardholders need to be at least 18 years old or more.
You should be either a resident of India or an NRI, i.e., a Non-Resident Indian.

Note: Eligibility criteria for Lifetime Free Credit Card vary depending on the card type. Please check card eligibility requirements before applying.

Documents Required for Lifetime Free Credit Card

Proof of age and income, such as your latest payslip or Income Tax Returns
Proof of residence, for example- your driving licence, PAN, passport or Aadhaar card.

Note: The documents required vary depending on individual circumstances. The bank might also request some other documents to process your application.

How to Apply for a No Annual Fee Credit Cards Online?

STEP 1

Open Axis Bank’s Credit Card Online Application page.

STEP 2

Enter some basic details, such as mobile number, annual income, etc, to log in.

STEP 3

Click on “Next”.

STEP 4

Select the desired No Annual Fee Credit Card from the given options.

STEP 5

Fill out the application form with accurate information.

STEP 6

Upload the required documents and select "Submit". Then our team will review your application and contact you to let you know what is next.

Conclusion

A Lifetime Free Credit Card is a smart way to enjoy the benefits of credit card ownership without the hassle of annual fees.

This incredible Credit Card offers a lifetime of worry-free spending, allowing you to make purchases, earn rewards and enjoy exclusive benefits at the same time.

Whether you shop online, dine out or travel abroad, a Lifetime Free Credit Card makes every experience more rewarding.

FAQs

Are there any other hidden charges if I use a Lifetime Free Credit Card?

Most of the Lifetime Free Credit Cards have transparent and straightforward policy with no hidden charges so you do not have to worry about unwanted surprises.

However, as with any Credit Card, you will still need to pay nominal charges, including a cash payment fee, finance charges, cash withdrawal fees, overdue penalty, etc.

To get a clear understanding of the associated charges, refer to the “Fees & Charges” section of your chosen Lifetime Free Credit Card.