| 1 | Processing Fees | Up to 1.25% + Taxes as Applicable | Up to 1.25% + Taxes as Applicable | Up to 2% + Taxes as Applicable
| Up to 1.25% + Taxes as Applicable
| Up to 2% + Taxes as Applicable
|
| 2 | Login Non Refundable | INR 5000/- + Taxes as Applicable
| INR 5000/- + Taxes as Applicable
| NA | INR 5000/- + Taxes as Applicable
| NA |
| 3 | Renewal Processing Fee | Up to 1.00% + Taxes as Applicable | Up to 1.00% + Taxes as Applicable | Up to 1.00% + Taxes as Applicable | NA | NA |
| 4 | Stamp Duty & other statutory document charges
| As per applicable laws of state | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state |
| 5 | ROC filing charges | INR 1200/- + Taxes as Applicable
| INR 1200/- + Taxes as Applicable
| INR 1200/- + Taxes as Applicable
| INR 1200/- + Taxes as Applicable
| NA |
| 6 | Cheque book issuance charge | First 100 leaves free (for new borrower account) & thereafter INR 2/- per leaf | First 100 leaves free (for new borrower account) & thereafter INR 2/- per leaf | First 100 leaves free (for new borrower account) & thereafter INR 2/- per leaf | NA | NA |
| 7 | Repayment Instruction / Instrument Return Charges
| Inward Return : INR 500/- per instance + Taxes as applicable
Outward Return : INR 100/- per instance + Taxes as applicable
| Inward Return : INR 500/- per instance + Taxes as applicable
Outward Return : INR 100/- per instance + Taxes as applicable
| Inward Return : INR 500/- per instance + Taxes as applicable
Outward Return : INR 100/- per instance + Taxes as applicable
| Inward Return : INR 500/- per instance + Taxes as applicable
Outward Return : INR 100/- per instance + Taxes as applicable
| INR 339/- per instance + taxes as applicable |
| 8 | Penal Charges*
| 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding Rs. 1,00,000/- per instance).
| 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding Rs. 1,00,000/- per instance).
| 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding Rs. 1,00,000/- per instance).
| 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding Rs. 1,00,000/- per instance).
| 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance).
|
| 9 | Non submission of stock statement* | 1% p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | NA | NA | NA | NA |
| 10 | Non submission of property/ stock insurance* | 1%. p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | 1% p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | NA | 1%. p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities.
| NA |
| 11 | Duplicate No dues certificate/ NOC | INR 50/- + Taxes as Applicable | INR 50/- + Taxes as Applicable | INR 50/- + Taxes as Applicable | INR 50/- + Taxes as Applicable | INR 50/- + Taxes as Applicable |
| 12 | CERSAI Charges | INR 100/- + Taxes as Applicable | INR 100/- + Taxes as Applicable | INR 100/- + Taxes as Applicable | INR 100/- + Taxes as Applicable | NA |
| 13 | Pre-Payment
Charges | 2% of Sanction Limit
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if;
1. Loan amount is up to Rs.50 Lakhs under Fixed rate loans, or
2. Loans
with floating interest rates (irrespective of the loan limit)
| 2% of Sanction Limit
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if;
1. Loan amount is up to Rs.50 Lakhs under Fixed rate loans, or
2. Loans
with floating interest rates (irrespective of the loan limit)
| 2% of Sanction Limit
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if;
1. Loan amount is up to Rs.50 Lakhs under Fixed rate loans, or
2. Loans
with floating interest rates (irrespective of the loan limit)
| 2% of Principal Outstanding
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if;
1. Loan amount is up to Rs.50 Lakhs under Fixed rate loans, or
2. Loans with floating
interest rates (irrespective of the loan limit)
| Up to 24 M - 4% of principle outstanding at the time of prepayment (+ GST)
25-36 M - 3% of principle outstanding at the time of prepayment (+ GST)
> 36 M - 2% of principle outstanding at the time of prepayment (+ GST)
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; Loan amount is up to Rs.50 Lakhs under Fixed rate loans
|
| 14 | Part Pre-payment charges
| Nil
| Nil
| Nil
| 1% of pre-paid amount
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if;
1. Loan amount is up to Rs.50 Lakhs under Fixed rate loans, or
2. Loans with floating interest rates (irrespective of the loan limit)
| 2% charge (+ GST) will
be levied on amount prepaid.
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if;
Loan amount is up to Rs.50 Lakhs under Fixed rate loans
|
