| Joining Fee | Rs. 250
Lifetime Free for select* channels
|
| Annual Fee (Second year onwards) | 1st Year: Nil
2nd Year onwards: Rs. 250
Lifetime Free for select* channels |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 175 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) Of The Cash Amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater
than Rs.10,000
An additional INR 100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared. |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| GST | As per existing Government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% fee per transaction will be applicable on each rental transaction. Taxes will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located
in Indian but registered in foreign nation. |
| Fuel Transaction Surcharge | 1% of transaction amount |
| Education Payment Charges | 1% fee per transaction will be applicable on education payments made via third party apps
|
| Wallet Load Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 50,000 or more on fuel transactions per statement cycle |
| Utility Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 25,000 or more on utilities per statement cycle |
| Online Skill-Based Gaming Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on online skill-based gaming platforms in a statement cycle |
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