Home Loan on ₹30,000 - ₹50,000 Salary

A home to call your own is everyone’s dream. If you have just started your career and are staying on rent, don’t think you can’t afford to buy a home with your current low salary. You can easily apply for a ₹30,000 - 50,000 salary home loan with Axis Bank and fulfil your dream. Start early and build an asset to last you a lifetime!

How much home loan can I get on a ₹30,000 - ₹50,000 Salary?

Home loan eligibility depends on net in-hand salary, and you can get a home loan up to 60 times your net monthly salary. Thus, for a ₹30,000 - ₹50,000 salary, you can avail ₹18 lakh - ₹30 lakh home loan, subject to eligibility criteria.

For example,

Home Loan on ₹30,000 - ₹50,000 Salary Benefits

Benefits of applying home loan from Axis Bank:

• Smaller EMIs: Repay home loans with smaller EMIs stretched over a longer tenure
• Attractive interest rate: Avail home loans at lower interest rates, making it easier on your pockets
• Type of interest rate: Have flexibility to choose the type of interest rate – floating or fixed
• Hassle-free process: Experience a hassle-free process with basic eligibility criteria and requiring minimum documentation
• Customised repayment options: Choose repayment options as per your preference
• Top-up loan: Option to borrow additional funds over your existing home loan amount
• Relaxation on pre-payment penalty: No pre-payment penalty in case of floating interest rates, whereas nominal charges are imposed on loans on fixed interest rates
• Home loan balance transfer: Shift your home loan from an existing lender at higher rates to Axis Bank at lower interest rates

How to apply for a Home Loan online at Axis Bank?

Start your online home loan application at Axis Bank by following the easy steps below

• Visit the Home Loan page. Click on the “Apply Now” button
• Enter your details, including name, contact number, etc., and click on Submit
• Submit KYC documents to get the loan sanctioned
• Once sanctioned, submit the property documents for verification
• The loan will get approved in 15 days