₹50 Lakh Home Loan EMI

To apply for Axis Bank Online Home Loan

• Check your eligibility first. Use their handy Home Loan Eligibility Calculator to see if you can manage the monthly payments
• Head over to the Axis Bank Home Loan website and click the "Apply Now" button
• Fill out your details and hit Submit. First mention if you're an existing customer or not, and provide your name, phone number, email, city, and state
• An Axis Bank rep will give you a call to discuss your loan options
• Get all your documents together
• Once you're approved, submit your property documents for verification
• As long as you have all the documents they need, you could be approved in as little as 150 days

• For salaried individuals (permanent government employees or those employed in reputable private companies), the minimum age requirement at the time of application is 21, with a maturity age of 65 or at the time of superannuation.
• Professionals and self-employed individuals falling within the income-tax bracket can avail themselves of a ₹50 lakh Home Loan, with an age limit of 21 at the time of application and 65 at loan maturity.
• When assessing Home Loan applications, the bank considers factors such as annual income, number of dependents, employment status, existing assets, ongoing loan repayments, and credit score. The bank ensures that the EMI for the ₹50 lakh Home Loan remains affordable, with the condition that the combined EMIs of all loans do not exceed 40% of your take-home pay.