Axis Bank Credit Line on UPI

Yes, payment made towards Credit Line UPI ID can be done from any UPI ID. Other mode of transfer is also available like NEFT, RTGS, IMPS etc.

No, there is no risk in Digital FDs. Digital FDs are non-market linked instruments, which means that the returns they provide do not depend on movement in the capital market . Since interest rates on digital FD is pre-fixed, there is no element of surprise or risk. In other words, what you see is what you get in digital FD.

Minimum OD amount is 25K and maximum OD amount is 5 Lakhs.

To make repayments towards your OD accounts you could use any of the following methods:

a. Mobile Banking:

• Login to Axis Mobile App
• Click on Pay - Send Money
• Select self
• Select Overdraft A/c
• Select Saving A/C in ‘Pay From’(in case of multiple accounts)
• Click on Pay
• Validate it with your MPIN

The amount will get credited within 2 working days.

b. Through any other bank account:

Raise an NEFT with below mentioned details:

• Beneficiary Name
• Beneficiary Bank: Axis Bank
• Beneficiary IFSC: UTIB0000004(For Numeric Loan/OD No.)
• Beneficiary Account: (Loan/OD Number)

c. By Cheque:

Drop boxes are available at Axis Bank Loan Centres or Axis Bank Branches for cheque payments.

Please ensure that the cheque used has ‘CTS-2010’ imprinted on the left and it is NOT a post-dated cheque.

Click here to locate your nearest Axis Bank branch

d. By Cash:

Visit your nearest Axis Bank branch to make a Cash Payment.

Yes, by clearing all outstanding dues and submitting a request at any Axis Bank branch.