Personal Loan for 60000 Salary
At Axis Bank, we're committed to empowering you on your financial path. With our Personal Loan solutions, tailored to your unique needs, achieving your goals becomes not just a possibility,
but a reality. Whether it's for covering unforeseen expenses or pursuing personal aspirations, our streamlined process ensures quick access to the funds you need.
You can trust Axis Bank to be your reliable partner in financial growth and prosperity. Join us and embark on a journey towards a brighter financial future today.
Features and benefits of Personal Loan for Rs 60,000 salary
Instant approval and paperless application process:
By applying for 24x7 Personal Loan online and completing the video KYC process, your loan application gets approved instantly without any documentation and paperwork.
Versatile Tenor:
Depending on your convenience and financial situation, you can choose a loan tenor ranging from 12 to 84 months. This flexibility allows you to manage your repayment schedule effectively and ensure it aligns with
your cash flow and budget.
Pre-approved offers:
These offers are tailored based on your banking history with us, ensuring you get the best possible terms. This allows you to access loans swiftly, without the need for additional screenings.
No collateral required:
Our loans are unsecured, meaning you don't need to pledge any collateral to avail of the loan. This feature makes it accessible for individuals who may not have assets to use as security but need funds for urgent
expenses.
Simple documents:
The documentation required for this loan is minimal and straightforward. You won't be buried under piles of paperwork. You need to provide a few basic documents like proof of age, address and income, and you're
good to go.
Simplified loan management:
Axis Bank offers an intuitive online platform and mobile app, allowing you to manage your loan. You can track your loan balance and manage repayments with just a few clicks.
Eligibility criteria for personal loan with a salary of Rs 60,000
- Applicants must be at least 21 years old.
- Applicants should not exceed 60 years at the time of loan maturity.
- Minimum net monthly income: Rs 15,000 for existing Axis Bank customers and Rs 25,000 for non-Axis Bank customers.
- Salaried employees are eligible to apply for the personal loan.
- A CIBIL score of 700+ is preferred.
You can check the loan amount you are eligible for using this Personal Loan Eligibility Calculator.
Documents required for Personal Loan for Rs 60,000 salary
You can verify income online during the digital application process. However, here is a list of documents to be kept ready to avail of a personal loan online with a salary of Rs 60,000:
- Last six months' bank statements.
- Recent three months’ payslips and the latest Form 16.
- One KYC document: Passport, Driving Licence, PAN Card, Aadhaar card or Voters ID.
Note: This is an indicative list, and the bank may ask for additional documents on a case-to-case basis
How to apply for a personal loan with a salary less than Rs 50,000?
If your salary falls between Rs 15,000 and Rs 50,000, you can easily apply for a loan with Axis Bank. Here are the steps to apply for a personal loan:
- Last six months' bank statements.
- To start your loan application, click on this link.
- Enter your mobile number, PAN card, Aadhar details.
- Verify income online or upload six-month bank statements and salary slips.
- Complete Video KYC.
- Provide basic employment details.
- Choose personal loan amount and tenure. You will be able to see the details of your personal loan EMI. Now, click on "avail now".
- Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.
