Personal Loan for 30000 Salary
In today's world, there is an overlap between what people need versus what they want. Lifestyles have evolved, broadening the spectrum of basic needs. For these reasons, individuals might require small funds from time to time, whether
to meet their needs, achieve aspirational goals, or address unplanned expenses. Axis Bank is your ideal banking partner, ready to assist you in obtaining these loans.
Features and benefits of Personal Loan for Rs 30,000 salary
Swift approvals:
You get to experience rapid loan approvals with Axis Bank. Our efficient processing ensures your application moves forward very quickly so that you are informed about your loan approval within minutes.
Easy documentation:
Axis Bank simplifies your loan application process by requiring just a few essential documents. You may even have the option to verify income online, thus eliminating the need for any document upload. This streamlined
process makes it easier for you to secure the financial support you need. Most of these details can be verified online with Axis Bank, without any upload of documents.
Funds in 24 Hours:
With Axis Bank, approved loans are disbursed quickly within a few hours of loan approval. Quick approval and disbursal save your time so that you can quickly get your funds.
Versatile tenor:
Choose a repayment plan that suits your financial situation. Axis Bank offers flexible tenures ranging between 12 to 84 months, giving you control over your monthly budgeting.
Pre-approved offers:
Axis Bank values you highly as an existing customer. Enjoy pre-approved offers that come with more favourable terms, tailored based on your credit history and banking behaviour.
No collateral required:
Axis Bank provides unsecured personal loans, meaning you can borrow without collateral, making it easier for more people to access financial assistance.
No hidden fees:
Axis Bank ensures all fees are disclosed upfront, so there are no surprises. Plan your finances with clarity and confidence, knowing exactly what you're paying for.
Simplified loan management:
Stay on top of your loan with Axis Bank's digital tools. Easily check your balance, view interest rates, and monitor repayments online.
Eligibility criteria for personal loan with a salary of Rs 30,000
To avail of a personal loan from Axis Bank with a salary of Rs 30,000, the eligibility criteria are as follows:
- The applicant should be within the age range of 21 to 60 years.
- Minimum net monthly income: Rs 15,000 for existing Axis Bank customers and Rs 25,000 for non-Axis Bank customers.
- The personal loan option is exclusively available to salaried employees.
- A CIBIL score of 700+ is preferred for loan eligibility on a Rs 30,000 salary.
You can check the loan amount you are eligible for using this Personal Loan Eligibility Calculator.
Documents required for Personal Loan for Rs 30,000 salary
You can verify income online however it is best to keep the following documents ready when applying online for a personal loan.
- Last six months' bank statements.
- Recent three months’ payslips and the latest Form 16.
- One KYC document: Passport, Driving Licence, PAN Card, Aadhaar card or Voters ID.
Note: This is an indicative list, and the bank may ask for additional documents on a case-to-case basis
How to apply for a personal loan with a salary less than Rs 30,000?
Applying for a personal loan, even with a salary of Rs 30,000, has been simplified for your convenience. Follow these steps to start your online application:
- Last six months' bank statements.
- To start your loan application, click on this link.
- Enter your mobile number, PAN card, Aadhar details.
- Verify income online or upload six-month bank statements and salary slips.
- Complete Video KYC.
- Provide basic employment details.
- Choose personal loan amount and tenure. You will be able to see the details of your personal loan EMI. Now, click on "avail now".
- Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.
By following these steps, you can smoothly navigate the online application process for a personal loan with Axis Bank, even with a salary of less than Rs 30,000.
For offline application, you can visit the nearest Axis Bank branch and contact a bank representative. They will assist you in availing a personal loan based on your specific requirements.
