Personal Loan for 25000 Salary
Getting a
Personal Loan
with a Rs 25,000 salary is quick and hassle-free with Axis Bank. Say goodbye to
dipping into your savings or relying on friends and family for borrowing to fulfill your aspirations or meet
any financial emergencies.
Axis Bank ensures you get the financial support you need smoothly and efficiently.
Wondering how much you can get for Rs 25,000 salary? Check out our Personal Loan Eligibility Calculator to
determine your eligible loan amount.
Features and benefits of Personal Loan for Rs 25,000 Salary
Paperless application process and instant approval:
By applying for 24x7 Personal Loan online and completing the video KYC process, your loan
application gets approved instantly without any documentation and paperwork.
Transfers within 24 hours:
Axis Bank commits to rapid fund disbursal, often within a few hours of loan approval. This
feature is good for those earning a Rs 25,000 salary, providing quick access to funds for
immediate needs. Whether it's
an emergency expense or an unexpected opportunity, this prompt disbursal ensures that financial
constraints do not hold you back.
Adjustable tenor:
Axis Bank offers flexible repayment options, allowing you to choose a loan tenor between 12 to 84
months. By offering a range of tenor options, Axis Bank helps ensure that your loan doesn't become
a financial burden
but rather a manageable part of your financial planning.
No guarantee required:
No guarantee means you can apply for and receive a personal loan without the need to provide
collateral or find a guarantor. This is good for young salaried professionals and those in their
careers, who may have
little or no assets to pledge. By removing this barrier, Axis Bank ensures that personal loans are
within reach, empowering you to meet your financial needs without any stress.
Click here to check your loan EMIs with Axis Bank.
No extra charges:
Axis Bank provides transparency by ensuring no hidden fees or extra charges associated with your
personal loan. This clarity is crucial for individuals with a Rs 25,000 salary, as it allows for
precise budgeting
and financial management.
Pre-approved loan offers:
Axis Bank enhances the borrowing experience by offering pre-approved loans to their existing
customers. These offers are tailored based on your banking history, credit score, and income.
Hassle-free online documentation:
For individuals earning a salary of Rs 25,000, Axis Bank simplifies the personal loan application
process with its zero to minimal documentation requirement. By minimising paperwork and focusing
on a digital process
for securing a loan, Axis Bank ensures that you can swiftly navigate through the application
process and easily secure the loan you need.
Easy online access:
Digital access means that you can manage your loan from anywhere, at any time, without the need
to visit a bank branch. This convenience ensures that your financial journey is smooth and
hassle-free, allowing you
to focus on what matters most.
Eligibility criteria for personal loan with a salary of Rs 25,000
You can check the loan amount you are eligible for using this Personal Loan Eligibility
Calculator.
- The minimum age is 21 years, and the maximum is 60 years at loan maturity.
- Minimum net monthly income: Rs 15,000 for existing Axis Bank customers and Rs 25,000 for non-Axis Bank
customers.
- Personal loan is specifically for salaried employees.
- Must be employed full-time at an MNC, public sector, or private company.
- A CIBIL score of 700+ is preferred for loan eligibility on a Rs 25,000 salary.
Documents required for Personal Loan for Rs 25,000 salary
You can verify income online during the digital application process. However, here is a list of documents
to be kept ready to avail of a personal loan online with a low salary of Rs 25,000:
- Last six months' bank statements.
- Recent three months’ payslips and the latest Form 16.
- One KYC document: Passport, Driving Licence, PAN Card, Aadhaar card or Voters ID.
Note: This is an indicative list, and the bank may ask for additional documents on
a case-to-case basis
How to apply for a personal loan with a salary less than Rs 25,000?
If your income is Rs 25,000 per month, follow these steps to apply online for a personal loan:
- Last six months' bank statements.
- To start your loan application, click on this link.
- Enter your mobile number, PAN card, Aadhar details.
- Verify income online or upload six-month bank statements and salary slips.
- Complete Video KYC.
- Provide basic employment details.
- Choose personal loan amount and tenure. You will be able to see the details of your personal loan EMI.
Now, click on "avail now".
- Congratulations! Your loan application has been accepted, and the money will be transferred to your
account within a few hours.
For offline application, you can visit the nearest Axis Bank branch and contact a bank representative. They
will assist you in availing a personal loan based on your specific requirements.
