24x7 Two Wheeler Loans
starting from ₹ 25000

Avail instant sanction today!

24x7 Two Wheeler Loans

A two-wheeler provides a convenient, fuel efficient and easy to maintain mode of commute.

A bike,a scooter, or an e-scooter can help you to zip through traffic and reduce travel time. If you too find yourself in the need for a two-wheeler look no further than Axis Bank 24x7 Two Wheeler Loans. 24x7 Loans offer instant pre-qualified loans via an end-to-end digital process. Giving you a comprehensive view of the options on the model, dealer, amount, rates and tenure options available. It also offers an instant paperless sanction at the click of a button.

So if you too are planning for a two wheeler wait no more, get started with your pre-qualified offer here!

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Features and Benefits

Paperless Experience and Instant Sanction*

24x7 Two-wheeler Loans help you do away with the tediousness of a standard loan process, the application and documentation towards your two-wheeler loan can be completed by you digitally and in just a few steps through internet banking or the Axis mobile app.

100% On Road Funding**

Enjoy the freedom of not having to lock in your own funds while buying your two wheeler. With 24x7 Two Wheeler Loans you can simply choose to opt-for 100% on road funding and avoid a lump sum financial burden from the get-go.

Flexibility of tenure**

The advantage of opting for a loan lies in granting you the ability to address your need for funds while ensuring a convenient repayment plan, enabling you to maximize the financial benefits and minimize the worries of immediate repayment. To help you with the same 24x7 Two-wheeler Loans offers flexible repayment tenures going up to 48 months.

*The instant sanction of funds is post submission of the online application form.
**Applicable only for eligible pre-qualified customers.

FAQs:

What are 24x7 Two Wheeler Loans?

24x7 Two Wheeler Loans is a digitally processed loan offer which provides you with an instant loan sanction. 24x7 Two Wheeler Loans can be availed anytime through Axis Mobile, Internet Banking or the website. Click here to apply now.

Who is eligible to apply for 24x7 Two Wheeler Loans?

All individual customers who are resident citizens of India can apply for 24x7 Two Wheeler Loans.

What are the product features of 24x7 Two Wheeler Loans?

Anytime, Anywhere
Instant paperless sanction
Tenure upto 48 months
Loan amount starting from INR 25,000

What is the maximum LTV (Loan-to-value) I can get through 24x7 Two Wheeler Loans?

24x7 Two Wheeler Loans offer up to 100% on road funding for eligible pre-qualified customers. To know your maximum eligibility, start the digital 24x7 Two Wheeler Loans application now.

How can I check if I am eligible for pre-qualified offer of 24x7 Two Wheeler Loans?

In case of any pre-payment / excess amount paid by me to the Bank; how the same will be appropriated in the loan account in the absence of any specific instructions from me?

Any pre-payment/excess amount paid by you to the Bank; shall be appropriated in the loan account basis the below criteria/methodology in the absence of any specific instructions from you:

Excess amount greater than (>) EMI: If service request (SR) for part payment is not created/received within 2 days of receipt of funds, the excess funds will be adjusted towards principal outstanding as part payment.
Excess amount equal to (=) EMI: If service request (SR) / instructions for part payment is not created/received on same day of receipt of funds, excess amount will be refunded to your operative account.
Excess amount less than (<) EMI: Excess amount will be kept unappropriated in the Loan account for 15 days. Post 15 days, the excess funds shall be adjusted towards principal outstanding as a part payment.
Excess amount equal to (=) or greater than (>) foreclosure / pre-closure amount : In case no instructions are placed by you at the Loan Centre / Phone Banking within 3 working days from the date of credit in Loan account and:

Excess amount is equivalent (=) to the foreclosure amount, Loan account will be proactively closed by the Bank.
Excess amount is greater than (>) the foreclosure amount, adjustment in Loan account would be as follows:

If excess amount is up to INR 20,000, Loan account would be closed by the Bank and after closure, excess funds would be credited to the Loan repayment account.
If excess amount is greater than INR 20,000, the Bank will connect with you telephonically for verification of payment. Alternatively, you may connect with the Bank on 18604195555 to confirm the credit adjustment in your Loan account.

Excess amount less than (<) the foreclosure amount: In case no instructions are placed by you at the Loan Centre / Phone Banking within 3 working days from the date of credit in Loan account, then excess amount will be adjusted against the outstanding principal, leaving an amount equivalent to one EMI for forthcoming EMI presentation. However, in case you would like the entire amount to be adjusted against the outstanding principal, please place a request at Phone Banking / Loan Centre at the earliest.

Interest Rate & Charges:

Click here for interest rates and charges