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Get that new accessory you’ve been waiting for
with 24x7 Car Loan Top Up

Digital, Instant and Simple

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24x7 Car Loan

Owning a car is an important milestone in all our lives. Whether it is to spend time with your family or for your daily commute.. However, a challenge in terms of funds or a complicated loan approval process may make us falter from changing that dream to reality. But worry no more, with a pre-qualified loan offer, a car loan can be available at your fingertip! 24x7 Car Loans involve a digital and simple journey with paperless and instant loan sanction, up to 100% on-road funding* and flexible options on rate and tenure of up to 7 years*. Enabling you to apply for instant car loans online and get smarter and fasteraccess to funds anytime, anywhere!


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24x7 Car Loan Top Up

It is advisable to check multiple avenues to secure the funds needed for your plans, especially if it can help you get a better deal. One such product that helps you fulfil your loan requirement are 24x7 Car Loan Top Up. Car Loan Top Up is additional fund granted to applicants against their existing Car Loan thus the rates for these also tend to be more favourable than unsecured loans. These funds may be used to upgrade your existing car or cater to any other need. With 24x7 Car Loan Top Up, Axis Bank helps you secure the same facility without having to visit the bank’s branch.


So, whether you are considering the refurbishment of your house or car, consider opting for a 24x7 Car Loan Top Up..


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Features and Benefits

Instant Paperless sanction**

For a pre-qualified customer, the process is largely online, right from selecting the car to applying for the loan and receiving the sanction letter

Anytime anywhere

Apply for the loan from the comfort of your home or office using Axis Mobile or Axis Internet Banking

Minimal documentation

Pre-qualified customers need not fill multiple forms since a major part of the process is digital

**Applicable only for eligible pre-qualified customers.
*The instant sanction of funds is post submission of the online application form

FAQs:

What is 24x7 Car Loans?

24x7 Car Loans is a digitally processed pre-qualified loan offer providing instant sanction to select Axis Bank customers that can be availed anytime through Axis Mobile or Internet Banking.

What is the minimum and maximum amount that I can avail in 24x7 Car Loans?
Can I get a higher amount than pre-qualified offer amount?
What is the tenure for which I can avail 24x7 Car Loans?
Can I make part-prepayment towards my 24x7 Car Loans?
In case of any pre-payment / excess amount paid by me to the Bank; how the same will be appropriated in the loan account in the absence of any specific instructions from me?
Any pre-payment/excess amount paid by you to the Bank; shall be appropriated in the loan account basis the below criteria/methodology in the absence of any specific instructions from you:
  • Excess amount greater than (>) EMI: If service request (SR) for part payment is not created/received within 2 days of receipt of funds, the excess funds will be adjusted towards principal outstanding as part payment.
  • Excess amount equal to (=) EMI: If service request (SR)/instructions for part payment is not created/received on same day of receipt of funds, excess amount will be refunded back to your operative account.
  • Excess amount less than (<) EMI: Excess amount will be kept unappropriated in the loan account for 15 days; post 15 days the excess funds shall be adjusted towards principal outstanding as a part payment.
How do I close my 24x7 Car Loans early?

Interest Rate & Charges:

Click here for interest rates and charges

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