Bajaj Allianz Life eTouch

1. Premium Holiday¹:

• An option which helps you skip your premiums for 1, 2 or 3 years during the premium payment term

¹Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions

2. Shields against death, terminal illness and disability:

• Bajaj Allianz Life eTouch covers you against death and terminal illness. It also waives your future premiums due (if any) in case of diagnosis of Accidental Total Permanent Disability or Terminal Illness (whichever is earlier). With the Life Shield Plus variant, your family also gets extra pay-out in the form of Accidental Death Benefit in case of death due to accident

3. Flexibility to pay:

• You can pay premiums throughout the policy term, or for a limited number of years, or till your retirement age (Age: 60 years)

4. Early Exit Value (Life Shield Plus variant):

• Exit Early (after your need for cover is over) and get back your paid premiums* as Early Exit Value

* The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws

5. Return of Premium (Life Shield ROP variant):

• Get back your total premiums* paid as Maturity Benefit

* The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws