Bajaj Allianz Life eTouch

1. Premium Holiday:

• An option which helps you skip your premiums for 1, 2 or 3 years during the premium payment term

Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions

2. Shields against death, terminal illness and disability:

• Bajaj Allianz Life eTouch covers you against death and terminal illness. It also waives your future premiums due (if any) in case of diagnosis of Accidental Total Permanent Disability or Terminal Illness (whichever is earlier). With the Life Shield Plus variant, your family also gets extra pay-out in the form of Accidental Death Benefit in case of death due to accident

3. Flexibility to pay:

• You can pay premiums throughout the policy term, or for a limited number of years, or till your retirement age (Age: 60 years)

4. Early Exit Value (Life Shield Plus variant):

• Exit Early (after your need for cover is over) and get back your paid premiums* as Early Exit Value

*Total premiums paid shall be the total of all premiums received exclusive of taxes, extra premium, loadings for modal premiums if any. Please note that GST and cess if any will be collected over and above the premium

5. Return of Premium (Life Shield ROP variant):

• Get back your total premiums* paid as Maturity Benefit

*Total premiums paid shall be the total of all premiums received exclusive of taxes, extra premium, loadings for modal premiums if any. Please note that GST and cess if any will be collected over and above the premium