Amaze Savings Account

Savings Account

A savings account is a secure deposit account offered by banks that allows you to save money while earning interest. It provides you easy access to funds for daily expenses and transactions, while offering nominal growth on the balance through interest.

Axis Bank provides a wide range of Savings Account variants with unique features and benefits, aiming to enhance your banking experience. You can seamlessly open an account digitally without any paperwork or branch visits. Alternatively, you can also visit any of our branches to start your banking journey.

Why Axis Bank Savings Account?

  • Instant account opening supported by Open – the world class mobile banking app
  • Range of accounts to meet your wide range of requirements with access to credit cards, loans and bill pay options
  • 250+ Banking Services including fund transfer and forex facilities available on India’s top-rated mobile banking app ‘open’
  • Enjoy cashbacks, rewards, gift vouchers, discounts, complimentary movie tickets, airport lounge access, and more with our Digital Savings Account
  • Access to our 14,000+ Axis Bank ATMs and 5,000+ Axis Bank Branches across India
  • Physical and Virtual Debit Cards offering easy banking options.
  • Insurance, Fixed Deposit, and Investment options directly from your account

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Savings Account customised for individual needs

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  • Amaze Digital Savings Account

    • Debit Card

      Instant Virtual Debit Card

    • Product features

      No Minimum Balance Required*No charges on any Domestic Banking Transactions 

    • Offers & Discounts

      Avail amazing Debit card benefits worth ₹ 5,999 from Amazon Prime, Swiggy, Uber, BookMyShow & earn 2000 edge reward points on spends of ₹20,000 every month with your Debit Card & UPI
    Explore Moreabout'Amaze Digital Savings Account' Open Online
    Open Instantly

  • Easy Access
    Digital Savings Account

    • Debit Card

      Instant Virtual Debit card with 1% cashback on online spends

    • Product features

      Video based Full KYC Account openingNo paperworkAccount activated within 60 minutes

    • Offers & Discounts

      Flat 10% cashback on Flipkart & Amazon.in via GRAB DEALS
    Explore Moreabout'Easy Access' Open Online
    Open Instantly

  • Liberty
    Digital Savings Account

    • Debit Card

      Instant Virtual Debit card and Liberty Debit Card with 5% weekend cashback on Food, Entertainment, Shopping and Travel

    • Product features

      Video based Full KYC Account opening with no paperworkAnnual savings worth ₹15,000

    • Offers & Discounts

      Flat 10% cashback on Flipkart & Amazon.in via GRAB DEALSGift voucher worth ₹750 on quarterly spends of ₹60,000
    Explore Moreabout'Liberty' Open Online
    Open Instantly

  • Prestige
    Digital Savings Account

    • Debit Card

      Complimentary Instant E-Debit Card with 1% cashback on online spendsPrestige Debit Card with cashback across fuel, travel & shopping

    • Product features

      Video based Full KYC Account opening with no paperwork, activated within 60 minutesAnnual benefits worth ₹25,000*

    • Offers & Discounts

      Flat 10% cashback on Flipkart & Amazon.in via GRAB DEALS
    Explore Moreabout'Prestige' Open Online
    Open Instantly

  • Priority
    Digital Savings Account

    • Debit Card

      Complimentary Instant Virtual Debit Card with 1% cashback on online spendsPriority Debit Card with benefits on lifestyle, travel & more

    • Product features

      Video based Full KYC Account opening with zero paperwork, activated within 60 minutes

    • Offers & Discounts

      Flat 10% cashback on Flipkart & Amazon.in via GRAB DEALS
    Explore Moreabout'Priority' Open Online
    Open Instantly

  • Burgundy
    Digital Savings Account

    • Debit Card

      Complimentary Instant E Debit Card with 1% cashback on online spendsPower packed Burgundy Debit Card with exclusive benefits on lifestyle, travel & more

    • Product features

      Video based Full KYC Account opening with no paperwork, activated within 60 minutesHighly experienced and certified Wealth Specialist & Relationship Managers

    • Offers & Discounts

      Flat 10% cashback on Flipkart & Amazon.in via GRAB DEALS
    Explore Moreabout'Burgundy' Open Online
    Open Instantly

  • Sampann Savings Account

    • Debit Card

      Sampann Cashback debit cardDaily ATM Withdrawal limit of ₹1,00,000

    • Product features

      Discounted Agri-Tech ServicesPreferential Rates on LoansDedicated RMs

    • Offers & Discounts

      Exclusive cashback offers on debit card: 1% on Fuel, 2% on Shopping, 3% on TravelHealthcare Insurance
    Explore Moreabout'Sampann Savings Account'Get a Call Back

  • Sahaj Savings Account

    • Debit Card

      Platinum Debit CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      eKYC based Full KYC Account openingNo paperwork1 multicity cheque book of 10 leaves free first year

    • Offers & Discounts

      No offers are available for this account variant as of now.
    Explore Moreabout'Sahaj Savings Account'Locate Us

  • Government Scholarship Savings Account

    • Debit Card

      Rupay Platinum Debit CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      Free unlimited Cash deposit & 4 free withdrawals per month

    • Offers & Discounts

      NA
    Explore Moreabout'Government Scholarship Savings Account'Locate Us

  • Easy Access Savings Account

    • Debit Card

      Secure Plus Debit CardDaily ATM Withdrawal limit of ₹50,000

    • Product features

      1 multicity cheque book free per yearFirst 4 transactions or ₹1.5 lakhs, whichever is earlier

    • Offers & Discounts

      Get up to Ra. 500* off on Axis Bank Dining program on EasyDiner
    Explore Moreabout'Easy Access Savings Account'Get a Call Back

  • Liberty Savings Account

    • Debit Card

      Liberty Debit Card with 5% weekend cashback on Food, Entertainment, Shopping and Travel

    • Product features

      Flexibility to either maintain or spend ₹25,000 per month.Annual savings worth ₹15,000.

    • Offers & Discounts

      Gift voucher worth ₹750 on quarterly spends of ₹60,000. Unlimited free ATM transactions at any bank’s ATM.
    Explore Moreabout'Liberty Savings Account'Get a Call Back

  • Prestige Savings Account

    • Debit Card

      Prestige Cashback Debit CardDaily ATM Withdrawal limit of ₹1,00,000

    • Product features

      Unlimited cheque books and DD/Pos free, Unlimited branch transactions per month

    • Offers & Discounts

      1) Exclusive cashback offers on debit card: 1% on fuel, 2% on shopping, 3% on travel 2) Nil Debit Card issuance fee
    Explore Moreabout'Prestige Savings Account'Get a Call Back

  • Senior Privilege Savings Account

    • Debit Card

      Visa platinum debit cardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      one free multicity Cheque Book per yearFirst 4 transactions or ₹1.5 lakhs, whichever is earlier

    • Offers & Discounts

      Discounts at Health Care services
    Explore Moreabout'Senior Privilege Savings Account'Get a Call Back

  • Future Stars Savings Account

    • Debit Card

      Visa platinum debit cardDaily ATM Withdrawal limit of ₹1,500 & Daily Shopping limit of ₹1,000

    • Product features

      one free multicity Cheque Book per yearFirst 5 Financial Transactions free and unlimited Non Financial Transactions at Axis Bank ATMs

    • Offers & Discounts

      Personalised image debit cardFree ATM Card for children under 10 years of age
    Explore Moreabout'Future Stars Savings Account'Get a Call Back

  • Pension Savings Account

    • Debit Card

      Visa Classic Debit CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      Free & Unlimited multi city cheque booksZero charges on DD/PO issuanceUnlimited Cash transactions with no cap on value

    • Offers & Discounts

      N.A.
    Explore Moreabout'Pension Savings Account'Get a Call Back

  • Insurance Agent Account

    • Debit Card

      Visa Classic Debit CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      1 multicity cheque book free per yearFirst 4 transactions or ₹1.5 lakhs, whichever is earlier

    • Offers & Discounts

      Enjoy up to 20% discount at over 4000 restaurants
    Explore Moreabout'Insurance Agent Account'Get a Call Back

  • Basic Savings Account

    • Debit Card

      Rupay Debit CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      No Minimum Balance RequiredFree unlimited Cash deposit & 4 free withdrawals per month

    • Offers & Discounts

      N.A.
    Explore Moreabout'Basic Savings Account'Get a Call Back

  • Small Basic Savings Account

    • Debit Card

      Rupay Debit CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      Cash deposits : Free Cash withdrawals: Only 4 withdrawals allowed upto ₹10000 per month free of charge

    • Offers & Discounts

      N.A.
    Explore Moreabout'Small Basic Savings Account'Get a Call Back

  • Prime Savings Account

    • Debit Card

      Secure Plus Debit CardEmergency Travel/Hotel Assistance of up to ₹80,000.

    • Product features

      Unlimited cheque books and DD/PO freeFirst 5 transactions or ₹2 lakhs, whichever is earlier

    • Offers & Discounts

      Unlimited ATM transactions at all Axis Bank and other banks' ATMsPreferential Pricing on Lockers and Demat account
    Explore Moreabout'Prime Savings Account'Explore More

  • Women's Savings Account

    • Debit Card

      Visa platinum debit cardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      one free multicity Cheque Book per yearFirst 4 Transactions or ₹2 lakhs whichever is earlier

    • Offers & Discounts

      Enjoy up to 15% discount at over 4000 restaurants
    Explore Moreabout'Women's Savings Account'Get a Call Back

  • Youth Savings Account

    • Debit Card

      Visa Classic YOUth CardDaily ATM Withdrawal limit of ₹40,000

    • Product features

      4 Cash transactions free per month across any Axis Bank branch

    • Offers & Discounts

      Personalised image debit cardEnjoy up to 15% discount at over 4000 restaurants
    Discontinued w.e.f. 1st Aug 16

Open Savings Bank Account Online in 4 Easy Steps

Open savings bank account online in just 4 simple steps with seamless & easy video-KYC process. Online account opening does not require any paperwork or branch visits. Easy & flexible checkmarks for online account opening -


  • Choose the right type or variant of Savings Account that suits your financial needs.
  • Keep your necessary documents readily available.
  • Provide accurate communication details.

If opting for Video KYC, ensure you have a device capable of supporting video calls and a reliable internet connection.

Video KYC Account in just 4 steps
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Eligibility and Documents Required for Savings Account

Eligibility for a Savings Account can differ based on the chosen variant, user type (individual or joint), and the method of account opening (Physical or Digital Savings Account). Please review the eligibility criteria for your selected bank account variant, as certain features may be subject to change.

Documents required:

  • Online: KYC documents (proof of identification, address, and nationality).
  • Offline: KYC documents along with a duly filled account opening form and customer photo.

Please refer to the documentation section of your chosen Savings Account variant, as certain features may be subject to change.

Average Balance Calculator

Maintaining a healthy balance in your Savings Accounts is essential for handling financial emergencies and highlighting your ability to manage finances efficiently, which can be beneficial when applying for loans or credit cards. Many customers, however, are unaware of the requirement to maintain an average balance in their accounts, leading to non-maintenance fees. The Average Balance Calculator helps you track and maintain the necessary balance easily.

Please Select Account Type.

Please Select Your Location.

Please Select Your Quarter

Please Select Your Half Year

Please Select date.

Please Enter Closing Balance.

Average monthly/quarterly balance maintained

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Daily Balance you must maintain for rest of the month to avoid charges:₹ 0.00

You have not maintained sufficient balance for this month.

Estimated fees for the month:₹ 0.00

Summary of your input

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Bank on our Mobile Banking app for a superior experience

As our Savings Account customer, enjoy unmatched convenience with India’s one of the best-rated Mobile Banking app, open, designed for a seamless experience for all your banking needs.

Mobile Banking App

GRAB DEALS round the Clock & Year!

Up to 20% cashback on 50+ partners


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Banking Programs

  • Silver Linings Program

    Silver Linings Program

    for Senior Citizens


    Know More
  • Doctor's Banking Program

    Doctors Banking Program

    for Doctors


    Know More
  • Priority Banking Program

    Priority Banking Program

    for finest life experiences


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Fees & Charges

Understand the fees and charges associated with our Savings Accounts. Note that applicable fees and charges may vary based on the specific variant of the Savings Account you choose. Learn MoreLearn more about fees and charges associated with our Savings Accounts

Interest Rate on Axis Bank Savings Account

Currently the interest rate on a Savings Account ranges between 3% and 3.5%.

Interest on your savings account is automatically computed based on the bank's offered interest rate and your maintained monthly balance. For instance, if your savings account holds a balance of ₹20,000 and the bank provides an annual interest rate of 3%, you would earn ₹600 in interest annually.

The interest rate is calculated daily on the maintained balance but credited to your account quarterly. Specifically, interest is credited on the first day of the next quarter, except for the fourth quarter, where it is deposited on the last day of the quarter.

View Savings Account Interest Rate

Interest Rates

Things to keep in mind while opening a Savings Account

Reputation of the bank – Opt for a bank with a strong reputation in terms of safety and customer service since a Savings Account will serve as your primary relationship with the bank for the long term

Services and facilities – Consider the additional services offered such as online banking, mobile app, branch network, customer support and how easily and conveniently you are able to do your transactions

Fees and charges – Know the fees and charges associated with the Savings Account such as ATM charges, debit card fees, minimum balance penalty, cheque book charges, etc. These may also vary depending on the variant of the Savings Account you choose

Savings Account

Frequently Asked Questions (FAQs)

When considering opening a savings account, it's crucial to opt for a variant that aligns with your financial behaviour and savings habits. Axis Bank offers a diverse range of savings accounts designed to meet various needs and financial preferences. These include regular savings account, salary account, senior citizen savings account and more. You can seamlessly open savings account online, allowing you to choose the variant that best suits your requirements with just a few clicks. Each account comes with distinct features and benefits tailored to fit particular lifestyles.

For instance, customers with a Senior Privilege Savings Account may be eligible for discounts or additional services on healthcare, while those with an Easy Access Digital Savings Account can enjoy special offers on various e-commerce platforms. Opening bank account online allows you to conveniently access these benefits. Take the time to explore the available options and select the savings account that best suits your needs.

The minimum balance or average monthly balance (AMB) criteria differ based on the chosen Savings Account type and the account holder's location. For example, the minimum balance for an Axis Bank Easy Access Savings Account is ₹12,000 for metro and urban locations, ₹5,000 for semi-urban, and ₹2,500 for rural areas.

Transferring money from your savings bank account is a simple process with just a click if you opt for the digital mode. Online fund transfer options, including UPI, IMPS, NEFT, or RTGS, provide a seamless way to transfer money from your Savings Account for payments and other requirements. Use Axis Bank's mobile banking app 'open' or internet banking facility for instant money transfers. Alternatively, you can also visit the nearest Axis Bank branch to transfer funds to your bank account.

Please click here Fees and charges for your savings bank account to know the fees and charges for your desired savings bank account variant.

Upon opening an Axis ASAP account, you instantly receive a virtual debit card. The physical debit card is dispatched to your Aadhaar address within 7 working days.

Comprehensive guide on Savings Accounts