Axis Bank ARISE Women’s Savings Account

At Axis Bank, we understand that every woman’s journey is unique and special. We are deeply committed to ensuring that you enjoy a seamless banking experience through a host of features thoughtfully crafted around you, your dreams and your aspirations. With ARISE Women’s Savings Account, you get exclusive benefits ranging from financial guidance to holistic healthcare and lifestyle offers for you and your family.

Get a complimentary Demat Account

  • Unlock ₹3,000 worth of exclusive benefits with free Demat account opening and no annual maintenance charges (AMC) for the first year.
  • Get all your financial queries answered by women experts through helpdesks.
  • Invest in a customized basket of stocks designed specifically for women, with unlimited investment options through Smallcase.
  • Select the best stocks with in-depth analysis and enjoy a 50% discount on SmartEdge.

*Terms & Conditions apply

Avail annual benefits on health-related services

  • Up to 15% discount on in-store/home delivery pharmacy orders.
  • In-person consultations with general physicians, gynecologists, and pediatricians.
  • Discounted women-centric health tests like Pap Smear, Mammogram, Thyroid Profile, etc.

*Terms & Conditions apply

Curated offers on lifestyle offers and discounts

  • Your childcare needs covered with one-month free FirstCry Club Membership
  • Avail complimentary Swiggy One membership: Enjoy a free 3-month Swiggy one membership
  • Locker discounts: No locker charges on small and medium-sized lockers for the first year, and 50% off from the second year onwards.
  • Monthly offers on beauty & fashion from NYKAA: Get 10% off (up to ₹250) on a minimum spend of ₹2,000.
  • Exclusive Gold Loan offer: ROI discount of 0.50% on loans up to ₹2 lakhs, and 0.25% on loans from ₹2 lakhs to ₹5 lakhs.
  • Family Banking benefits:
    • Open a minor’s account with no initial funding.
    • Maintain program eligibility criteria across the family.
    • Extend program benefits to up to 3 family members.
    • Enjoy an additional 10% discount on lockers.
    • Discounted initial funding of ₹25,000.

Experience the debit card that matches your ambitions

  • Higher ATM transaction limits: POS ₹5 lakhs | ATM ₹1 lakh
  • Up to ₹500 discount per month on dining across partner restaurants through Eazy Diner
  • Quarterly airport lounge access
  • Earn 1 EDGE REWARD Point on every ₹ 200 spent
  • Personal accident cover of ₹2 lakhs
  • Air accident cover ₹1 crore
  • Price protection/purchase protection: ₹50,000 and baggage loss coverage of USD 500

Experience freedom with a lifetime free credit card

  • 100% cashback* up to ₹300 on the first utility bill payment
  • Up to 40% instant discounts on Zomato
  • 10% instant discount on BookMyShow, up to ₹100 per month
  • 10% instant discount on Blinkit
  • Extra ₹150 off on Myntra with a minimum spend of ₹999 on select styles
  • 5% instant discount on Amazon Pay, up to ₹150 per month
  • Earn 1 EDGE REWARD Point for every ₹200 spent
  • 15% off, up to ₹500, on dining via Eazy Diner

Essential Guidelines on Balance Maintenance

The Arise Savings Account is a smart way to build your financial future. While it requires maintaining a sufficient balance, it also helps you create a valuable emergency fund. The balance maintained in an Arise Savings Account can empower you to handle crises confidently and independently. Hence, you get the dual benefit of steadily growing an emergency fund while enjoying a wide range of exclusive features and perks by meeting the minimum balance requirement.


Initial funding₹50,000
Average balance requirementAverage Monthly Balance of ₹50,000 in Savings Account
or
Average Monthly Balance of ₹1 Lakh across Savings and Current Accounts
or
Total Relationship Value of ₹2 Lakh across Savings Account, Current Account, Term Deposit and Mutual Funds
Debit card joining fees₹450 + GST
Debit card annual fees₹450 + GST
Debit card ATM withdrawal₹1 Lakh
Debit card POS ₹5 Lakhs

Eligibility & Documentation

Eligibility criteria for ARISE Women’s Savings Account

  • Available to all women residing in India

Documents required

  • Two recent passport-sized photographs
  • Address and identity proof documents (click here for the full list)
  • Single copy suffices if the same document serves as both address and identity proof (e.g., Passport or Aadhaar Card).
  • If the mailing address and permanent address differ, provide address proof for both.
  • For a Joint Account, address and identity proof documents are required for both applicants. Address proof can be provided by the first holder, provided it is supplemented by a relationship proof between the holders.

Fees & Charges

For detailed fees and charges pertaining to your ARISE Women’s Savings Account.

Click Here

Frequently Asked Questions

If you want to open an ARISE Women’s Savings Account, you need to be –

  • A resident of India
  • A Hindu Undivided Family
  • Identifying as Gender Female

An ARISE Women’s Savings Account offers a variety of benefits such as:

  • Holistic Healthcare
  • Financial Guidance Services
  • Offers and Discounts on everyday needs
  • Discounts on Lockers
  • Complimentary NEO Credit Card

To check your ARISE Women’s Savings Account balance without using the internet, you can simply give a missed call on 1800 419 5959 to know your account balance.

In Axis ARISE Women’s Savings Account, the interest is compounded quarterly instead of monthly. The interest on a ARISE Women’s Savings account is calculated each day and is paid out quarterly on the first day of each quarter. Only for the fourth quarter the interest pay-out will be made on the last day of the quarter.

The interest on your ARISE Women’s Savings account is calculated each day and is paid out quarterly on the first day of each quarter. Only for the fourth quarter the interest pay-out will be made on the last day of the quarter.

An Average Monthly Balance (AMB) is the end of the day balance for the entire month divided by the number of days. However, the interest pay-out in ARISE Women’s Savings account is made on quarterly basis.

An Average Monthly Balance (AMB) of ₹ 50,000 needs to be maintained in your ARISE Women’s Savings Account across semi-urban and rural locations.

You can deposit money into your ARISE Women’s Savings Account at the time of opening your account. Visit any Axis Bank branch and fill out a deposit slip to submit the funds. Or you can also visit an ATM to deposit cash into your savings account.

The interest rate on your ARISE Women’s Savings Account will be calculated daily and will be credited to the account on the first day of the upcoming quarter. The only exception is the fourth quarter, where the interest amount will be paid on the last day of the quarter. As of now, ARISE Women’s Savings Account interest rates are between 3 and 3.5%, depending on the account balance in the savings account.

You will receive your ARISE Women’s Savings Account statement every month on your registered email ID (the email ID used to open the account). To get the bank statements from the last 6 months, give a missed call on 1800-419-6969 (English) or 1800-419-6868 (Hindi) from the mobile number registered with your Axis Bank account.

 

  • Mention your PAN card and Aadhaar card details on the form
  • Next, fill in your personal details and your phone number on the form
  • Update your Sampann Savings Account with the minimum funds required
  • Our authorised KYC - Know Your Customer agent will complete the verification

You can make unlimited free withdrawals from your ARISE Women’s Savings Account with your Axis Bank debit card at any Axis Bank or non-Axis Bank ATM. Or you can also carry out digital transactions and make payments through internet banking once you log in to your online Axis Bank account.

You can avail the holistic healthcare benefits simply log in to your Axis Mobile app, open>> Under services, click on My Privileges >> Entitlements >> Holistic Healthcare >> You will be redirected to Visit Health page wherein you can choose the plan of your choice, fill in your details and make the payment.
Once the plan is activated, you can download the Visit Health app and avail the benefits.

To avail the Financial Guidance proposition, you would need to open an Axis 3-in-1 Demat account. The account can be opened by reaching out to your nearest branch or visiting the Axis Direct page at https://simplehai.axisdirect.in/

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