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Fixed Deposits

Domestic Fixed Deposits

Domestic General
(1 year to 1 year 10 days)
6.70%
Less than 3Cr
7.45%
3Cr to less than 5Cr

Domestic General
(15 Months < 2 Years)
7.25%
Less than 3Cr
7.30 %
3Cr to less than 5Cr

Domestic Sr. Citizen
(1 year to 1 year 10 days)
7.20%
Less than 3Cr
7.95%
3Cr to less than 5Cr

Domestic Sr. Citizen
(15 Months < 2 Years)
7.75%
Less than 3Cr
7.80 %
3Cr to less than 5Cr

NRE
(1 year to 1 year 10 days)
6.70%
Less than 3Cr
7.45%
3Cr to less than 5Cr

NRE
(15 Months < 2 Years)
7.25%
Less than 3Cr
7.30%
3Cr to less than 5Cr

Know More

Loans

Home(Floating)
8.75% to 9.75% Know More
Loan Against Property (Floating)
Upto 9.30%* p.a Know More
Personal
11.25% to 22%Know More
New Car
Starting at 9.45% to 14.05% Know More

MCLR
- Tenor
- MCLR %
- Overnight
- 9.20%
- One month
- 9.20%
- Three month
- 9.30%
- Six month
- 9.35%
- One year
- 9.40%
- Two year
- 9.50%
- Three year
- 9.55%
Know More
Savings Account

Starting from 3.0% Know More

Foreign Currency Exchange Rate

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Loan Against Fixed Deposit Interest Rates (Mar 2025)

Interest Rates and Charges for Loan Against Fixed Deposit.

Interest rate 2% above term deposit rate

Product

Rate of Interest disbursed Oct’24-Dec’24
Min ROI	Max ROI

Mean Rate

Loan Against Fixed Deposit

7.00%

10.75%

9.16%

Note:

It includes various categories like fixed rate/floating rate as applicable and is based on factors such as loan amount, customer relationships, etc.

Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts.

Penalty for early Closure

Nil

Charges

1	Processing Fee Charges : Nil
2	Penal Interest Rate : NA
3	NEFT : As applicable at Bank Level*
4	RTGS : As applicable at Bank Level*
5	Charges for other service are levied as applicable to normal current account. For details please visit bank website www.axisbank.com .