24x7 Personal Loans

Personal loans are the right ‘go to’ choice when you need urgent or immediate funds. Axis Bank’s 24x7 Personal Loans provide you with a completely digital process where your loan is sanctioned seamlessly in a simple, paperless and collateral free manner.

Depending on your requirements you can apply for 24x7 Personal Loans for amounts from Rs. 50,000/- to Rs. 25,00,000/- basis your eligibility and offer

So, why delay your plans? Be it home renovation for the festive season, planning your dream wedding, travel or any other short-term need for funds, use Axis 24x7 Personal Loans to realize all your aspirations!

If you have availed a personal loan via any of our esteemed partners, please click here to know more.

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Features and Benefits

Pay EMI as low as Rs.2249 per lakh*

Depending on your loan amount and tenure sought, you can set EMI payouts via standing instructions, electronic clearance services or post-dated cheques for amounts starting as low as Rs 2,249 per 1 lakh of loan availed

Loan tenure up to 60 months

24x7 Personal Loans offers you flexibility of repayment without any strain on your finances

T&C apply.
*The EMI figure is indicative for a 5 year tenure
**The instant sanction of funds is post submission of the online application form.

FAQs:

What is 24x7 Personal Loans?

24x7 Personal Loans by Axis Bank is an offering which helps you get instant funds. What’s more, if you are pre-qualified Axis Bank customer you can even enjoy instant disbursal.

How can I get 24x7 Personal Loans?

To avail 24x7 Personal Loans log in to Internet Banking or Axis Mobile and follow these steps

Log in to Internet Banking > Apply Now> Loans > Personal Loan

Log in to Axis Mobile > Loans> Personal Loan

Or click here to avail your pre-qualified offer

What is the minimum and maximum amount for which I can get 24x7 Personal Loans?

You can get 24x7 Personal Loans for amounts ranging from Rs 50,000 to Rs 25 lakh

What is the tenure for which I can avail 24x7 Personal Loans?

You can get 24x7 Personal Loans for a tenure ranging from 12 to 60 months.

What are the different options available for making my EMI payments? Is there a preferred one?

You may repay your 24x7 Personal Loans in any of the following three ways:

Standing Instruction (SI): This mode can be used if you have an existing savings, account with Axis Bank. Alternatively, you may wish to open a savings account with Axis Bank to use this option. Your EMI amount will be debited automatically as per the monthly cycle from the Axis Bank account you specify
Electronic Clearing Service (ECS): This mode can be used if you have a non-Axis Bank account and would like your EMIs to be debited automatically as per the monthly cycle from this account
Post-Dated Cheques (PDCs): If you are making payment from a non-Axis Bank account in a non-ECS location, then you can submit post-dated EMI cheques at your nearest Axis Bank Loan Centre. A fresh set of PDCs will have to be submitted in a timely manner.

It is recommend that you opt for either the SI or ECS mode of payment as they are both faster and less prone to error than the use of PDCs.

Can I make part-prepayment towards 24x7 Personal Loans?

Yes, you can make a part-prepayment towards your 24x7 Personal Loans at your nearest Axis Bank Loan Centre. You can make up to 12 part-prepayments, anytime during the year.

How do I do early closure of 24x7 Personal Loans?

Once all outstanding dues have been cleared, please submit an early closure request at your nearest Axis Bank loan centre, and we will begin processing your request.
Click here to locate your nearest Axis Bank loan centre.

Interest Rate & Charges:

Click here for interest rates and charges