Shopping Credit Card: Apply for a Credit Card for shopping online
Shopping Credit Cards allow you to maintain a stylish lifestyle throughout the entire year, while earning rewards and benefits with every shopping spree. They offer attractive discounts, cashback, and rewards for shopping and purchasing
essentials. You just need to select the right card to maximise the benefits and rewards, as it can be your passport to privileges. You can get rewards on your online transactions as well as at brick-and-mortar stores. In the long
run, a Credit Card for shopping can help you achieve significant savings.
Key features for Shopping Credit Cards
Following are some of the key features of Shopping Credit Cards:
Uninterrupted rewards:
With Shopping Credit Cards, you are rewarded for your every purchase, whether online or offline. You can redeem the reward points to offset bills or for further shopping.
Frequent cashback:
You can gain cashback across numerous platforms as per the terms of the card. These cash backs can be used for additional shopping, or you can use the money to reduce your Credit Card bills.
EMI benefit:
If you are planning to make big purchases, you don’t need to strain your budget. You can easily convert your purchase into affordable EMIs and defer your payments to future periods with shorter amounts.
Strategic partnerships:
Shopping Credit Cards have tie-ups with service providers like restaurants, brands, etc. to reward you exclusively if you decide to shop from these brands.
Eligibility for Shopping Credit Card
You need to fulfil the following eligibility criteria to avail of the Shopping Credit Card:
- The applicant should be a resident of India
- The age of the primary cardholder should be between 18 years to 70 years
- The age of the add-on cardholder should be 18 years
- The net income of the applicant should be above the specified limit
Documents required for Shopping Credit Card
In order to get a Shopping Credit Card, you need to provide the following documents:
- Copy of your PAN Card or form-60
- Income proof i.e., income tax returns, form-16 or payslip
- Residence proof i.e., driving licence, passport, utility bill, landline bill etc.
- Passport size photo
- Any other proof, as may be required
How to apply for a Shopping Credit Card?
You can seamlessly apply for the Shopping Credit Card online with Axis Bank by following these simple steps:
- Visit the Axis Bank's official website and look for the 'Credit Cards' tab
- Skim through and select the card that best meets your shopping needs. Remember to check out the terms and charges.
- Search and click on the ‘Apply’ button
- Provide all the relevant details and upload the required documents
- Submit the application. The bank will decide on the approval or rejection thereof.
In case you find it difficult to apply for your Shopping Credit Card online, you can visit your nearest Axis Bank branch and apply offline as well.
Reward points / cashback redemption and validity
Shopping Credit Cards offer you reward points and cashback for every spend on shopping. You can utilise these reward points and cashback to make bill payments and shop further. The reward points and cashback is reflected in your Credit
Card application or on the website. You can redeem these points and cashback via Axis Bank's website under the eDGE Loyalty Rewards Program. The reward points earned under this program are valid for 3 years from the transaction
date.
