| Privilege Easy Credit Card |
Charges |
| Standard Joining Fee |
Rs. 1500 (Nil for Priority Customers only)
|
| Standard Annual Fee (2nd year onwards) |
Rs. 1500
|
| Standard Add-on Card Joining Fee |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
| Finance Charges (Retail Purchases & Cash) |
3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs. 500) of the Cash Amount |
| Fee for Cash Payment |
Rs. 175/- |
| Card Replacement (lost or stolen or re-issue) |
Nil |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Additional INR 100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until MAD is cleared.
|
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonor fee or auto-debit reversal |
2% of the payment amount subject to Min. Rs.500 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways
|
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Waived |
| Balance Enquiry Charges |
Waived |
| Reward Redemption fee |
Waived
|
| Rent surcharge fee |
1% of the rental txn amount
|
| Dynamic currency conversion markup fee |
1.5% of each international txn plus taxes
|
| Education Payment Charges |
1% fee per transaction will be applicable on education payments made via third party apps
|
| Wallet Load Transaction Fee |
1% fee will be applicable on cumulative spends of Rs 10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee |
1% fee will be applicable on cumulative spends of Rs 50,000 or more on fuel transactions per statement cycle |
| Utility Transaction Fee |
1% fee will be applicable on cumulative spends of Rs 25,000 or more on utilities per statement cycle |
| Online Skill-Based Gaming Transaction Fee |
1% fee will be applicable on cumulative spends of Rs 10,000 or more on online skill-based gaming platforms in a statement cycle |
