| MY Wings Credit Card |
Charges |
| Joining Fee |
Rs. 1200/-
|
| Annual Fee |
1st Year: Nil
2nd Year onwards: Rs. 500
|
| Add-on Card Joining Fee |
Nil |
| Add-on Card Annual Fee |
Nil |
| Card Replacement Fee (lost or stolen or re-issue) |
Nil |
| Cash Payment Fee |
Rs. 100/- |
|
Duplicate Statement Fee
|
Waived
|
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Mobile Alerts for Transactions |
Free |
| Hotlisting Charges |
Nil |
| Balance Enquiry Charges |
Waived |
| Finance Charges (Retail Purchases & Cash) |
3.40% per month (49.96% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 500) of the Cash Amount |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
|
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,529 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Reward Point Redemption fee |
Yes |
| GST |
As per existing Government norms |
| Rent Transaction fee |
1% capped at INR 1,500/transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup |
1% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
