| MY Wings Credit Card |
Charges |
| Joining Fee |
Rs. 1200/-
|
| Annual Fee |
1st Year: Nil
2nd Year onwards: Rs. 500
|
| Add-on Card Joining Fee |
Nil |
| Add-on Card Annual Fee |
Nil |
| Card Replacement Fee (lost or stolen or re-issue) |
Nil |
| Cash Payment Fee |
Rs. 175/- |
|
Duplicate Statement Fee
|
Waived
|
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Mobile Alerts for Transactions |
Free |
| Hotlisting Charges |
Nil |
| Balance Enquiry Charges |
Waived |
| Finance Charges (Retail Purchases & Cash) |
3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 500) of the Cash Amount |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
An additional charge of Rs.100 will be applicable
on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This
charge will continue to be applicable for every payment cycle until the MAD is cleared.
|
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal |
2% of the payment amount, with a minimum
fee of INR 500 and no maximum cap on the fee.
|
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Reward Point Redemption fee |
Yes |
| GST |
As per existing Government norms |
| Rent Transaction fee |
1% on transaction will be applicable on each rental transaction done on MCC
6513 |
| Dynamic Currency Conversion Markup |
1.5% + taxes for each international transaction performed in
Indian currency at International location or transactions performed in Indian currency with merchants
located in India but registered in foreign nation |
