|
Charges |
| Joining Fee |
Nil
|
| Annual Fee |
Nil
|
| Add-on Card Joining Fee |
Nil
|
| Add-on Card Annual Fee |
Nil |
| Card Replacement Fee |
Nil |
| Cash Payment Fees |
Rs. 100/- |
|
Duplicate Statement Fee
|
Waived
|
| Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Mobile Alerts for Transactions |
Free |
| Hotlisting Charges |
Nil |
| Balance Enquiry Charges |
Waived |
| Finance Charges (Retail Purchases & Cash) |
3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
|
| Over Limit Penalty |
2.5% of over the limit amount (Min. Rs. 500) |
| Cheque Return or Dishonour Fee or Auto-debit Reversal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500 |
| Surcharge on Purchase or Cancellation of Railway Tickets |
As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Reward Point Redemption fee
|
No |
| GST |
As per existing Government norms |
| Rent Transaction fee (Applicable from 5th March 2023) |
1% capped at INR 1,500 per transaction on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) |
1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation Websites |
