| Card Platform |
Visa Platinum |
| Issuance Fees |
Rs. 250 + Applicable Taxes |
| Annual Fee |
Rs. 250 + Applicable Taxes |
| Interest Rate on EMI
|
1.5% interest p.m. (1.5% Processing Fee, Minimum Rs. 150) |
| Late Payment Fees |
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
|
| Over-limit Fees |
2.5% of the over-limit amount (Min. Rs.500) |
| Demand draft |
1% (Min. Rs 75) |
| ATM Cash Advance |
Transaction Fee-2.5% (Min. Rs 250) - - |
| Minimum Amount Due |
5% of the amount due |
| Physical Card issuance fee
(subject to conditions of physical card issuance met)
|
Rs. 250 + Applicable Taxes |
| Finance Charges/Interest Charges
|
3.6% per month (52.86% per annum) |
|---|
| Cheque return or Dishonour
Fee or Auto debit Reversal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Card Replacement Fee |
Nil |
| Reward Redemption fee |
Yes |
