| Charges |
Corporate |
| Corporate Liability |
Individual Liability |
| Standard Joining Fee |
As agreed with company |
As agreed with company |
| Standard Annual Fee |
As agreed with company |
As agreed with company |
| Standard Add-on Card Joining Fee |
NA |
Nil |
| Standard Add-on Card Annual Fee |
NA |
Nil |
| Finance Charges (Retail Purchases) |
NA |
2.95% Per month (41.75% per annum) |
| Fee for Cash Payment |
Nil |
Rs. 100 |
| Card Replacement (lost or stolen or re-issue) |
Nil |
Nil |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services(GCAS) |
As per VISA Global Customer Assistance Services(GCAS) |
| Duplicate Statement Fee |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
3% of the total amount due(Min. Rs. 350) |
Rs. 300 if Total Payment Due is up to Rs. 2000 |
| Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000 |
| Rs. 600 if Total Payment Due is Rs. 5001 or more |
| Over Limit Penalty |
Nil |
Nil |
| Charge slip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
| Outstation Cheque Fee |
Waived |
Waived |
| Cheque return or dishonour Fee or Auto debit Reversal Bank A/c out of Funds |
Rs. 100 |
Rs. 100 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.5% of the transaction value |
3.5% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
| Hot listing Charges |
Nil |
Nil |
| Balance Enquiry Charges |
Waived |
Waived |
