Mutual Funds

The facility of making Mutual Fund investments through Axis Bank branches as well as through the Internet Banking & Axis Mobile App ensures convenience

Mutual Funds offer NRIs a chance to invest in a diversified, professionally managed basket of securities at a low cost, making it the most suitable investment option.

The dedicated Relationship Managers are equipped to assist in the financial planning process and investment decisions. Relationship Manager ensures that all your investment requirements are taken care of smoothly and efficiently.

We offer a unique 'One Page Portfolio Snapshot' report across investment products to our customers, which can be viewed through our Internet Banking module.

• AMCs are managed by professionals and can carry out specialised investment activities for you.
• A mix of the right assets could lead to better returns.
• A high concentration of risky assets would lead to a higher return and vice-versa.

Diversification among a number of investments helps reduce the risk of any single holding.

Open-ended schemes offer liquidity through on-going sale and repurchase facility so investors don't have to worry about finding a buyer for their investments.

Mutual Fund investors have access to Mutual Fund scheme information and other details through fact sheets, offer documents, annual reports and promotional materials. Accordingly , one can choose a scheme that matches investment objective. All Mutual Fund activities in India are well regulated by SEBI.

The long term capital gains of up to Rs. 1 lakh from schemes with equity exposure of over 65%, such as equity funds , are tax free in the hands of the investor. LTCG in excess of Rs. 1 lakh on sales of units of Equity Mutual Fund/ Equity shares is taxable at the rate of 10% without the benefit of indexation. Long-term capital gains on debt fund are taxed at the rate of 20% after indexation.

The dividends received from both equity and debt schemes are completely tax-free for investors.

Mutual Fund offers schemes across risk spectrum . Investors with a high risk appetite can opt for aggressive schemes, while those with a low risk appetite, or those who need a fixed income every month can opt for MIPs or any other debt scheme as suitable.