Loans for every need.

Business Loans

Fuel Your Medical Practice with Flexible Financing

We recognise the unique financial needs of medical professionals. Our Business Loans for doctors are designed to provide the financial support you need to expand, modernise, or start your medical practice. Whether you are looking to set up a new clinic, upgrade your existing facilities, or manage working capital, we are here to assist!

Doctor Self-Employed Professional Program:

• Collateral-free EMI-based loan for business purposes, available through the Banking Program (based on banking statements) or the Income Program (based on income documents)
• Financing available up to ₹75 lakhs 
• Higher tenure of 5 years specifically for doctors
• Eligibility includes MBBS and higher degree
• Minimum of 2 years of practice vintage 

Doctor Degree Program (funding basis Doctor Degree)

• Under Doctor Degree Program, loans are offered to doctors holding an MBBS or higher degree with minimal documentation required.
• Loan amounts up to ₹20 lakhs
• Tenure of up to 5 years
• Minimum of 3 years of practice vintage
• Minimum of 2 years in the current profession
• Gross receipts of ₹5 lakhs and above

Doctors Dropline Overdraft

Convenient Access to Funds

Doctor’s Dropline Overdraft is a specially designed facility that provides medical professionals with easy access to funds whenever needed. This flexible overdraft solution helps you manage cash flow, meet short-term financial requirements, or cover unexpected expenses.

Features & Benefits

• Collateral-free loans ranging from ₹10 lakhs to ₹25 lakhs
• Loans can be availed for a tenure of 24 to 60 months for MBBS & Above / 24 to 48 months for Dentists.

Home Loan

Your Dream Home is Within Reach

Our specialised Home Loans for Doctors are designed to help you secure your dream home with flexible financing options, competitive interest rates, and a hassle-free application process.

• Purpose of the Home Loan

• Purchase of a house / flat
• Takeover of an existing housing loan
• Loan takeover with top-up
• Purchase of a plot of land and Construction of a house thereon
• Construction of a house on a plot of land already owned
• Extension, renovation, or repair of a house or flat already owned by self
• Top-up loan for existing Home Loan customers

• Profiles Eligible

• Practicing doctors (minimum MBBS, BDS, MD, MS or higher) with minimum 3 years of work experience

Personal Loans

Instant Loan for Your Personal Needs

Whether it’s for a vacation or an unexpected expense, our Personal Loans for doctors provide quick and convenient access to funds without the need for collateral.

Features & Benefits

• Loan amount up to ₹40 lakhs.
• Simple and easy online paperless processing
• Low interest rate starting from 11% per annum*
• Flexible loan tenure from 12 months to 84 months
• Collateral-free loans

Education Loans

Empowering Your Medical Journey

At Axis Bank, we understand the dedication required to become a doctor. We are here to support your ambition with our specialised education loans tailored for medical students and professionals.

Features & Benefits

• Unsecured loan of up to ₹50 lakhs
• Secured loan from 10.25% onwards & unsecured loan from 11.25% onwards*
• Pre-admission sanction loans
• Access to 100% loan financing
• Financing for living expenses while studying at the university
• Quick and hassle-free loan disbursement

Auto Loans

Special Scheme for Doctors – Auto Loans.

• Get high-value car loans
• Attractive rates starting from 8.90%*
• Flexible tenure of up to 84 months
• Up to 100% on-road funding
• Up to 50% off on processing fees