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BHIM Axis Pay is a UPI App with which you can send or receive money securely & instantly with your UPI ID

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About Axis Pay UPI App

The BHIM Axis Pay UPI (Unified Payment Interface) App is an easy to use app with which you can link any bank account to your UPI Id and send or receive payments instantly and securely. Be it your mobile recharge, monthly payments to utilities and staples or your child’s tuition fees, Axis Pay ensures that payments are simple and secure.

About BHIM Axis Pay UPI App

Unified Payments Interface (UPI) is a platform provided by the National Payments Corporation of India (NPCI) to facilitate inter-operability amongst various banks. It’s a one-stop solution for multiple bank accounts. It allows all account holders to send and receive money using their smartphones a single identifier – virtual payments address (VPA) commonly known as UPI ID – without entering any bank account information. Therefore, customers do not need to know the payee's or payer’s IFS code, bank account details, etc. and this makes the process simpler. So customers can make faster payments to their peers and merchants.

The bank offers UPI services for customers (peer–to peer and peer-to-merchant payments) through various platforms, including:

  • BHIM Axis Pay
  • Axis Mobile
  • Freecharge

Apart from the above the Bank has also partnered with the following TPAPs ( Third Party App Providers) to offer UPI services on their platform:-

  • Amazon Pay
  • CRED
  • Google Pay
  • Jupiter
  • Kiwi
  • Navi
  • Samsung Pay
  • Slice
  • PhonePe
  • Whatsapp
  • Paytm
  • Flipkart
  • Bajaj Finserv
  • Genwise
  • OkCredit

Dispute Redressal Mechanism – Unified Payments Interface

Roles and Responsibilities of NPCI / PSP and TPAPs in Unified Payments Interface

How to use the AXIS PAY App?
  • Download the BHIM AXIS PAY UPI App from Google Play Store or Apple Store.
  • Verify your mobile number by selecting mobile number registered with your bank.
  • Select your Bank and Bank account.
  • Set a Virtual Payment Address ( VPA)/ UPI ID (example – name@axisbank) for the selected bank account. 
  • Set UPI PIN for the account using your Debit card credentials and OTP. Use this PIN for sending money to other VPA/ UPI ID’s.
  • Send & receive secure payments instantly.
  • Recharge your prepaid mobile & DTH through BHIM AXIS PAY
How to avail an Instant Neo Credit Card on Axis Pay?
How to Avail 24x7 Loans on BHIM Axis Pay?
How to apply for a Zero Balance Axis A/C?
Is UPI Secure?
What is a Virtual Payment Address (VPA)/ UPI ID?
A virtual payment address (VPA)/UPI ID is a unique Id linked to your account. This unique ID is set by you and must generally be easy to remember; e.g. yourname@axisbank.
VPA / UPI ID can be used instead of Account & IFSC to transfer funds.
How is UPI different from Mobile Wallets?
UPI enables users to send money directly from their accounts and receive money into their accounts. There is no hassle of loading wallets or transferring money from a wallet back into the account or incurrence of additional fees.
To know Difference between NEFT, and UPI, click here To know How is UPI different from Mobile Wallets .
What is a UPI Mandate?
A UPI Mandate can pre-authorise (Mandate) a transaction for debit from your bank account later. UPI mandate is to be used in scenarios where money is to be transferred later, however the commitment towards that is to be done now. It is possible that the sender may forget to send money later, so he/she creates a mandate or for a service/merchant payment wherein this functionality may be required. The customer's account shall get debited when the mandate is executed. UPI mandate can be executed only once.
What safety measures are to be taken while interacting on UPI?
  • Be cautious of money requests from unknown senders as accepting a UPI money request is a debit to your account. Only accept requests from known senders and verified merchants.
  • Never share your card number, CVV, expiry date, OTP and PIN numbers.
  • Beware of Mobile screen sharing apps used for remote access, like Anydesk: and de-activate them while transacting on any UPI App
  • Do not share or forward any SMS from the Apps. This SMS may contain information regarding registration of your account on another device.
How to pay Axis Credit Card bills using UPI?

Steps to make Axis Bank Credit Card bill payments via UPI

  • Initiate a UPI payment from any UPI app
  • Enter your Axis Bank Credit Card bill payment UPI ID
  • Verify your name and manually enter the bill amount
  • Complete the transaction using your UPI PIN

Your Axis Bank Credit Card bill payment UPI ID is:

cc.91<Your 10 digit registered mobile number ><Last 4 digits of your Credit Card>@axisbank

eg: If your mobile number is “9812345678” and last 4 digits of your credit card is “1111”, then your UPI ID is “cc.9198123456781111@axisbank”

For more safe banking practices, Please click here For more safe banking practices

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