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Half Yearly Average Balance
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Rs. 10,000 for Urban centres
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Rs. 5,000 for Semi-Urban centres
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Rs. 2,500 for Rural centres
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Pay Orders
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Free Limit
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Nil
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Ad Valorem Charges
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Rs. 1.00 / 1000
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Transaction Charges
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Rs. 50 per PO
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Demand Drafts
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Payable at Axis Bank Locations
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Free Limit
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Nil
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Ad Valorem Charges
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Rs. 1.50 / 1000
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Transaction Charges
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Rs. 50 per DD
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Payable at Correspondent Bank Locations under Desk Drawing arrangement
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Rs. 2.50 / 1000; Minimum Rs. 25 per DD
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Purchased from Other banks
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Actual + Rs. 0.50 / 1000; Minimum Rs. 50 per DD
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Cheque Transactions
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Cheques Deposited at any branch in the same city for local clearing
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Free
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Cheques paid at Non-Home Branch location and Cheques Deposited at any Axis Bank branch / ATM outside Home city Location for Local Clearing #
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Ad Valorem Charges
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Rs. 1.50 / 1000
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Transaction Charges
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Rs. 25 per cheque
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Cheques Deposited at any Axis Bank branch for outstation collection #
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Drawn on Axis Bank Locations
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Upto Rs. 10,000 - Rs. 50 per instrument
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Rs. 10,000 to Rs. 1 lac - Rs. 100 per instrument
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Above Rs. 1 lac - Rs. 150 per instrument (Charges inclusive of postage)
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Drawn on non-Axis Bank Locations
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Upto Rs. 10,000 - Rs. 50 per instrument
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Rs. 10,000 to Rs. 1 lac - Rs. 100 per instrument
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Above Rs. 1 lac - Rs. 150 per instrument plus Other Bank charges (Charges inclusive of postage)
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Cash Transactions
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Deposits
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Home Branch
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Free Limit
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Rs. 6 lakhs / Half-year
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| Charges above free limit
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Above Rs. 6 lakhs and upto Rs. 2.5 cr. per Half-year - Rs. 3.00 / 1000
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Above Rs. 2.5 cr. and upto Rs. 10 cr. per Half-year - Rs. 5.00 / 1000
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Greater than Rs. 10 cr. per Half-year - Rs. 8.00 / 1000
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| Transaction Charges
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Free upto 150 transactions per Half-year
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Above free limit Rs. 50 per transaction
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| Interbranch (Intercity and Intracity)
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Charges
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Upto Rs. 2.5 cr. per Half-year - Rs. 4.50 / 1000
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Above Rs. 2.5 cr. and upto Rs. 10 cr. per Half-year - Rs. 6.00 / 1000
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Greater than Rs. 10 cr. per Half-year - Rs. 9.00 / 1000
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| Upfront Charge
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Rs. 100 per transaction (At the time of deposit)
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Cash Transactions
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Maximum Daily Limits for Interbranch Deposits (Intercity and Intracity)
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Rs. 50,000 per Transaction
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| Out of the above Maximum Limits for Third Party Deposits (Intracity and Intercity)
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Rs. 50,000 per Transaction
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Withdrawals
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Home Branch
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Transaction Charges
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Free upto 300 transactions per Half-year; Above free limit Rs. 25 per transaction
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| Interbranch (Intercity and Intracity)
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Ad Valorem Charges
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Rs. 2.00 / 1000; Maximum withdrawal limit Rs. 1 Lac per day
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Transaction Charges
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Rs. 25 per transaction
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| Of the above Maximum Daily Limit for Third Party Interbranch Withdrawals
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Rs. 50,000
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NEFT and RTGS Transactions
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NEFT outside Axis Bank
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Upto Rs. 1 lac - Rs. 5 per transaction
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Rs. 1 lac and above - Rs. 25 per transaction
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RTGS outside Axis Bank
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Rs. 1 lac to less than Rs. 5 lac - Rs. 25 per transaction
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Rs. 5 lakhs and above - Rs. 50 per transaction
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