| Type
| Charges |
|---|
| ROI Min | 15.50% |
| ROI Max | 25% |
| Processing Fee | Up to 2.5% of Loan Amount (LA) |
| Documentation Charges | Rs 750/-
|
| Cheque Bounce/ EMI Return Charges | Rs 339/- Per Instance |
| Cheque / Instrument Swap Charges | Rs 500/- Per Instance |
| Duplicate Statement Issuance Charges | Rs 250/- Per Instance |
| Duplicate Repayment Schedule Issuance Charges | Rs 250/- Per Instance |
| Duplicate No Dues Certificate / NOC
| Rs 50/- Per Instance |
| Penal Charges | ^Financial Default: 8% p.a. above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance) |
| Part-payment charges | 5% of part payment amount |
| Fore Closure Charges | 5% of Principal Outstanding
|
| Stamp Duty | At Actuals |
| Issuance of Credit Report | Rs 50/- Per Instance |
| PDD Collection Charges | Rs. 200/- |
| Legal, Repossession or incidental charges | At Actuals |
| Loan Cancellation / Re-booking charges | Rs. 550/- per case
|
| Issuance charge for photocopy of Loan Agreement / Documents | Rs 250/- Per instance
|
