Top Up on Personal Loan

Top-up Personal Loans offer existing Personal Loan customers the opportunity to secure additional funding beyond their present loan amounts from Axis Bank.

These top-up loans can be used for various personal needs such as funding for wedding festivities, holiday expenses, medical emergencies, property renovations, and more. This extra capital is generally available to a select group of customers who have demonstrated a consistent track record in loan repayments and have completed a predetermined number of EMI payments.

Features of Top-up Personal Loan 

Top-up on Personal Loans come with multiple features designed to enhance the borrowing experience for existing Personal Loan customers. These features make borrowing straightforward, secure, and flexible:

Fees & Charges on Top-up Personal Loan 

Top-up Personal Loan eligibility criteria

You're eligible for a top-up Personal Loan if:

• You currently have an outstanding Personal Loan with the bank.
• You've repaid a portion of your loan for a specified period.
• You maintain a clean repayment history with no overdue or missed EMIs.
• You demonstrate sufficient repayment capacity.
• You possess a strong CIBIL/credit score, indicating high creditworthiness and a lower repayment risk.

Documents required to apply for a top up Personal Loan 

Securing a top-up loan requires minimal to no documentation, as you already have a loan with Axis Bank. Moreover, Axis Bank also provides pre-approved instant top-up Personal Loans to its current Personal Loan customers.