| Joining Fee | Rs. 750
|
|---|
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 750 |
|---|
| Add-on Card Joining Fee | Nil |
|---|
| Add-on Card Annual Fee | Nil |
|---|
| Card Replacement Fee | Nil |
|---|
| Cash Payment Fee | Rs. 175 |
|---|
| Duplicate Statement Fee | Waived |
|---|
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
|---|
| Outstation Cheque Fee | Waived |
|---|
| Mobile Alerts for Transactions | Free |
|---|
| Hotlisting Charges | Nil |
|---|
| Balance Enquiry Charges | Waived |
|---|
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
|---|
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
|---|
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater
than Rs.10,000
Additional INR 100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared.
|
|---|
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
|---|
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.500 |
|---|
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
|---|
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
|---|
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
|---|
| Reward Point Redemption fee | No |
|---|
| GST | As per existing Government norms |
|---|
| Rental Transaction Fee | 1% transaction will be applicable on rental transactions |
|---|
| Dynamic Currency Conversion Markup | 1.5% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian
but registered in foreign nation. |
|---|
| Education Payment Charges | 1% fee per transaction will be applicable on education payments made via third party apps
|
|---|
| Wallet Load Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on wallet loads per statement cycle |
|---|
| Fuel Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 50,000 or more on fuel transactions per statement cycle |
|---|
| Utility Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 25,000 or more on utilities per statement cycle |
|---|
| Online Skill-Based Gaming Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on online skill-based gaming platforms in a statement cycle |
|---|
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