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SpiceJet Axis Bank Voyage Credit Card

SpiceJet Axis Bank Voyage Credit Card

Welcome Benefit

Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.

click here to know more.

Click here for TnCs in other languages.

Complimentary SpiceClub Membership

Get on boarded to privileges of SpiceClub Silver membership on card issuance

click here to know the benefits of SpiceClub program

Earn SpiceClub Points

Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.

Milestone & Renewal Benefit

Get bonus SpiceClub Points at every step of your credit card journey
Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
Earn 1000 SpiceClub Points on every successful renewal of credit card
Click here to know more.

Complimentary Domestic Airport lounge Access

Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.

Fuel surcharge Waiver

1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
GST on fuel surcharge is non refundable

Axis Bank Dining delights

Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.

Convert Purchases to EMI

No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.

Fees & Charges

The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.

Descriptions	Charges
Joining Fee	Rs. 750
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 750
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 100
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of over the limit amount (Min. Rs. 500)
Cheque return or dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	No
GST	As per existing Government norms
Rental Transaction Fee	1% (Max. Rs.1500) on each rental transaction
Dynamic Currency Conversion Markup	1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation.

For all above fees and charges, taxes as per Government norms shall be applicable.

Check your eligibility for SpiceJet Axis Bank Voyage Credit Card

Eligibility

Primary Cardholder should be 18-70 years of age

Primary cardholder should be between the age of 18 and 70 years

Resident of India or a Non-Resident Indian

The individual should be a Resident of India

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT Return

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill

*The above list is only indicative. Documents required may vary on a case to case basis.

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Value Chart

Assuming Rs. 2.5 lakh annual spends

Details	Annual Spends	Points	Benefit in INR
Activation Benefit – Spicejet Flight Voucher	-	-	1500
SpiceJet App. & Website Spends¹	60000	5400	2700
Online food delivery²	30000	900	450
Online Bill payment²	15000	450	225
Online Entertainment²	15000	450	225
Other retail spends	100000	1500	750
Milestone 1 Benefit on Rs. 1 lakh spends³	-	2000	1000
Milestone 2 Benefit on Rs. 2 lakh spends³	-	3000	1500
Renewal benefit⁴	-	1000	500
Fuel Surcharge waiver⁵	20000	-	200
Domestic Airport lounge access⁶	-	-	4000
Total Benefits (Year1)⁷			Rs. 13050

* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior