Apply for RuPay Credit Card - Enjoy Rewards & Easy EMI & more

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RuPay Credit Card

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RuPay Credit Card

RuPay Credit Card stands as the premier choice among Credit Cards in India. Designed to facilitate secure, efficient, and affordable transactions across the country, RuPay Credit Cards are tailored to meet the evolving needs of customers. With this Credit Card you can make payments seamlessly and unlock exclusive RuPay Credit Card offers and rewards. Whether you are a shopaholic, a travel enthusiast or someone who expects more from their Credit Card, a RuPay Credit Card is your perfect financial ally.

RuPay Credit Card features & benefits

Wide acceptance

No more worrying about your card being declined or not being accepted. RuPay Credit Cards are accepted at almost all ATMs, POS devices and e-commerce websites across India, giving you the freedom to enjoy seamless transactions and unparalleled flexibility wherever you go.

Secure transactions

RuPay Credit Card security features include an embedded microchip, ensuring that your transactions are secure and protected. Plus, with tokenisation, you can enjoy hassle-free transactions without revealing your sensitive card details.

Rewards points

Earn rewards points on every transaction and redeem them for some amazing perks, such as vouchers, discounts, RuPay Credit Card travel benefits and more.

Low fees

Say goodbye to hefty charges and welcome hassle-free payments with one of the best RuPay Credit Cards, for example- NEO Credit Card, which is a Zero annual fee RuPay Credit Card for the first year for selected channels.

Discounts and offers

Get access to exclusive discounts and offers that will make your purchases even more rewarding. From dining and shopping to travel and entertainment, a RuPay Credit Card will always help you find something new to save on.

RuPay Credit Card eligibility

The applicant must be at least 18 years old and no older than 70.
The add-on cardholder should be over 15 years old.
The applicant must either be a Resident of India or an NRI (Non-Resident Indian).

Note: The eligibility criteria listed above are for general reference only. The bank has the discretion to approve or reject RuPay Credit Card applications.

Listing of Axis Bank RuPay Credit Card

Axis Bank offers a diverse range of RuPay Credit Cards which cater to various needs and preferences. The options include:

Name of the Credit Card	Features
Fibe Axis Bank Credit Card	A co-branded lifetime free RuPay Credit Card that offers exclusive rewards and offers on dining, travelling, shopping and more.
IndianOil Axis Bank Credit Card	A co-branded RuPay Fuel Credit Card is tailored to maximise your savings on fuel transactions done at IOCL Fuel pumps. You can earn EDGE REWARD Points and get fuel surcharge waivers at IOCL fuel stations.
Axis Bank MY Zone Credit Card	A feature-packed RuPay Credit Card that offers instant discounts, complimentary lounge access, RuPay Card fuel surcharge waiver and exciting dining and shopping offers.
Axis Bank NEO Credit Card	A lifetime free RuPay Credit Card that makes every transaction rewarding with huge discounts and EDGE REWARD Points.

How to Apply for a No Annual Fee Credit Cards Online?

STEP 1

To apply for a RuPay Credit Card, visit the Credit Card Online Application page.

STEP 2

Input the required details, including your mobile number, annual income and date of birth or PAN. Enter the given captcha and click on “Next”.

STEP 3

Opt for the RuPay Credit Card Apply option and then select the card you want to apply for.

STEP 4

Fill out the application form with accurate personal and financial information. Upload the necessary documents, review and submit the application form.
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STEP 5

. Once your details are verified, you will receive a notification about your RuPay Credit Card application status.

STEP 6

Upon approval, your RuPay Credit Card will be dispatched to your specified address and delivered within a few working days.

Fees & charges of RuPay Credit Cards

Fee Type	Details
Joining Fee for RuPay Credit Card	Between ₹0 and ₹500 (depending on the selected Credit Card)
Annual Fee for RuPay Credit Card	1st Year: NIL 2nd Year Onwards: Between ₹0 and ₹500 (depending on the selected Credit Card)
Card Replacement Fee	NIL
Cash Payment Fee	₹175
Mobile Alerts for Transactions	Free
Balance Enquiry Charges	Waived
Finance Charges (Cash and Retail Purchases)	3.75% per month (55.55% per annum)
Cash Withdrawal Fees	2.5% (minimum ₹500) of the cash amount

Note: For more information on RuPay Credit Card fees and charges, refer to the official webpage of your chosen Credit Card.

Linking your RuPay Credit Card on UPI

A standout feature of RuPay Credit Cards is their ability to be directly linked to UPI-enabled apps. This simplifies payments by allowing you to use your Credit Card without swiping or carrying it, ensuring faster and more secure digital transactions.

With this integration, you can make cashless payments with ease from a single platform for both online and in-store purchases. The UPI on RuPay Credit Card feature makes this card even more versatile, offering instant payments with enhanced security and ease, no matter where you are.

FAQs on Rupay Credit Card

What is the RuPay Credit Card?

The RuPay Credit Card was launched by NPCI (National Payments Corporation of India) and issued by Indian banks. This card boasts security features that enable secure and convenient transactions while offering a host of RuPay Card benefits, rewards and offers.