Neo Credit Card

Neo Credit Card - lifetime free credit card

40% off on Zomato

40% off on Zomato

  • Get 40% off on food delivery at Zomato* with your NEO Credit Card
  • *Free delivery offer on restaurants not eligible for the above offer
  • Use Coupon Code: AXISNEO to avail the discount
  • Maximum discount is capped at Rs. 120 per order
  • Offer applicable on minimum spends of Rs. 200
  • Customer can avail the discount up to twice a month
5% off on utility bill payments via Amazon Pay

5% off on utility bill payments via PayTM

  • Get 5% off on mobile recharge/Broadband payment/DTH Recharge done through PayTM, effective from 4th Nov-24.
  • Enjoy a maximum discount of ₹150 each month, with a minimum transaction requirement of ₹299.
  • Customers may take advantage of this discount once monthly.
  • Use Coupon Code: AXISNEO to avail the discount
Enjoy the 'Power of 10'

Enjoy the 'Power of 10'

  • 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month.
  • Extra Rs.150 off on Myntra on min buy of Rs.999 on select styles
  • 10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits up to Rs. 100.

For detailed terms and conditions, click here for Axis bank NEO Credit card offers.

Dining Delights

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.

Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 1500
Valid Twice per card per month for max benefits upto Rs 1000

Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Steps for booking and payment

Spend securely

Spend securely

All Axis Neo Credit Cards are equipped with an EMV certified chip and PIN system, ensuring unmatched security.
The EMV chip technology significantly lowers the risk of counterfeit and skimming fraud.

Stay protected with Zero Lost Card Liability

Stay protected with Zero Lost Card Liability

Report an Axis Bank Neo Credit Card as misplaced or stolen immediately by calling the Axis Bank customer service at 18605005555 or 18604195555

With zero lost card liability, you are protected against any fraudulent use of your card from the moment the loss is reported.

*Terms and Conditions apply. For more details, refer to card member agreement clause no. 18

Convert purchases to EMI

Convert purchases to EMI

Contact Axis Bank to easily convert substantial credit card expenditures into EMIs using options like Internet Banking, the Mobile App, or Customer Service. This conversion option is available for transactions exceeding ₹2,500 on the Neo Credit Card.

To know more, click here for card services

EDGE REWARDS

Earn EDGE REWARDS Points

Receive EDGE REWARDS points for transactions and use them to redeem 500+ rewards and offers.
Earn 1 point for every ₹200 spent on the Neo Credit Card.

For options to redeem points, check the EDGE REWARDS Catalogue

Network Offers

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

Activation Benefit

Activation Benefit

100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance

Click here to view the terms and conditions.

Fees & Charges

The Neo Credit Card comes with various fees and charges, including joining fees, annual fees, cash payment fees, withdrawal fees, and applicable penalties.

DescriptionsCharges
Joining FeeRs. 250
Lifetime Free for select* channels
Annual Fee (Second year onwards)1st Year: Nil
2nd Year onwards: Rs. 250
Lifetime Free for select* channels
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement Fee Nil
Cash Payment FeeRs. 100
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.6% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) Of The Cash Amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty2.5% of over the limit amount (Min. Rs. 500)
Cheque return or dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Foreign Currency Transaction Fee3.50% of the transaction value
GSTAs per existing Government norms
Reward Redemption feeYes
Rent Transaction fee1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards . GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513
Dynamic Currency Conversion markup1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation.
Fuel Transaction Surcharge Transaction1% of transaction amount

Check your eligibility for Axis Bank Neo Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary Cardholder should be 18-70 years of age

Add-on cardholder should be over 15 years

Add-on cardholder should be over 15 years

Resident of India or a Non-Resident Indian

The individual should either be a Resident of India or a Non-Resident Indian

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

Power to save up to Rs. 10,000 in a calendar year.

DetailsMonthly Benefits (Rs.)Annual Benefits(Rs.)
Activation Benefit:100% Cashback up to Rs 300 on first Utility bill payment within first 30 days of card issuance* 300
Food ordering at Zomato2402880
Utility Bill Payments via PayTM1501880
Grocery shopping at Blinkit2503000
Movie spends on Bookmyshow1001200
Online shopping at Myntra**1001200
Edge Rewards 100
Total Benefit(Year 1) 10,560
Total Benefit(Year 2 onwards) 10,360
Annual Benefit as a % of spends*** 10%

*Activation Benefits, applicable for first year only
**Assuming monthly spends on Myntra as Rs. 1,000
*** For Illustrative purposes only

Comprehensive Guide On Credit Cards

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