Flipkart Axis Bank Credit Card

The terms and conditions of Flipkart Axis Bank Credit Card will be updated w.e.f. 20th April, 2024. Please click here to know more.

Welcome Benefits

Rs. 600 worth of activation benefits on your Flipkart Axis Bank Credit Card. Please visit the Welcome benefits section to know all about the benefits, and related terms and conditions.

Cashback with every transaction

Earn unlimited 5% cashback on Flipkart and Cleartrip spends*
Earn unlimited 4% cashback on Preferred Merchants.
Click hereFor Preferred Merchants for a list of Preferred Merchants
Earn unlimited 1% cashback on other eligible categories*
Cashback will be directly credited in your credit card statement
For Terms & Conditions, click here For Terms & Conditions
For terms & conditions for preferred partners, click here For terms & conditions for preferred partners,

Airport Lounge Access

Enjoy 4 complimentary lounge visits to select airport lounges within India per calendar year with your Flipkart Axis Bank Credit Card on minimum spends of INR 50,000 in previous 3 months*

For terms and conditions, click here

Fuel Surcharge Waiver

Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Valid on transactions between Rs 400 and Rs 4000 only; maximum benefits up to Rs.400* per statement cycle
GST charged on fuel surcharge is non-refundable
No cashback is earned on fuel transactions

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering 15% off up to Rs.500 at 10,000+ partner restaurants across India with EasyDiner.

For more information, click here for terms & conditions,

Convert purchases to EMI

Exciting EMI offers on Flipkart

On any transaction over Rs. 2,500, contact the bank to convert a big credit card purchase into EMIs

To know more, please click here for Exciting EMI offers on Flipkart .

Welcome Benefits

Your Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the offers and their respective TnCs.

Flipkart

Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card. For terms and conditions, click here For Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card. For terms and conditions .

Swiggy

50% instant discount up to Rs.100 on 1st Swiggy order. Use code "AXISFKNEW”. For terms and conditions, click here For terms and conditions .

Fees & Charges

The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:

Descriptions	Charges
Joining fee	Rs. 500
Annual Fee	2nd year Onwards: Rs. 500 Annual fee waived off on annual spends greater than Rs. 3,50,000. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.
Add-on card joining fee	Nil
Add-on card annual fee	Nil
Card replacement fee (w.e.f 10/10/20)	Nil
Cash payment fee	Rs.100
Duplicate Statement fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile alerts for transactions	Free
Hotlisting charges	Nil
Balance enquiry charges	Waived
Finance charges (Retail purchases and cash)	3.6% per month (52.86% per annum)
Cash withdrawal fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fees	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over limit penalty	2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value
Reward Redemption fee	No
Rent Transaction fee (Applicable from 5th March 2023)	1% capped at INR 1,500 per transaction on rental transactions
Dynamic Currency Conversion markup (Applicable from 5th March 2023)	1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation

For all above fees and charges, taxes as per Government norms shall be applicable

Check your eligibility for Flipkart Axis Bank Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary cardholder should be between the age of 18 and 70 years

Resident of India or a Non-Resident Indian

The individual should be a Resident of India

*Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for Flipkart Axis Bank Credit Card.

Documentation

PAN Card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT Return

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill

*The above list is only indicative. Documents required may vary on a case to case basis.

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Value Chart

Details	Annual Spends (Rs.)	Cashback(Rs.)	Discount/Benefits (Rs.)
Spends on Flipkart	90000	4500	-
Preferred merchant spends	35000	1400	-
Other Spends	180000	1800	-
Fuel Spends	18000	-	180
Dining Spends	40000	500	6000
Welcome Benefits	-	-	600
Lounge Visit	-	-	4000
Annual Fee Waiver	-	-	500
Total Annual Spends	3,63,000	8300	11,280
Total Annual Benefits*		19,580	5%