| Joining Fee | INR 3000+GST for Primary
No fee for Add-on
|
| Annual Fee | INR 3000+GST for Primary
No fee for Add-on |
| Cash advance fee | 2.5% of Transaction amount (Minimum INR 500) |
| Late payment charges | Nil if outstanding amount is less than INR 500
INR 500 if Outstanding amount is between INR 501 and INR 5000
INR 750 if outstanding amount is between INR 5001 and INR 10000
INR 1200 if outstanding amount
is greater than INR 10000
Additional INR 100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until MAD is cleared |
| Over limit charge | 2.5% (Minimum INR 500) of Overlimit amount |
| Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge) | 2% of the payment amount subject to Min. Rs.500 |
| Railway ticket booking surcharge
| As prescribed by IRCTC / Indian Railways |
| Fuel Surcharge | 1% fuel surcharge waiver on all fuel transactions between INR 400 to INR 5000, with a max cap of INR 400 on wavier in the statement month |
| Statement Request (beyond 3 months) | NIL |
| Reissue of lost, stolen or damaged card | NIL |
| Foreign currency transactions
| 3.50% of Transaction value on International Non DCC Transactions
|
| Cash deposit at branches | INR 175 per deposit |
| Finance Charges - Interest | 3.75% (55.55% annual) |
| Rent Surcharge | 1% will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| DCC Markup | 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in
Indian but registered in foreign nation. 1& 2 |
| Wallet load transaction fee | 1% fee on cumulative spends of Rs.10,000 or more on wallet loads per statement cycle |
| Fuel transaction fee | 1% fee on cumulative spends of Rs.50,000 or more on fuel transactions per statement cycle |
| Education transaction fee | 1% fee on education payments made via third party apps |
| Utility transaction fee | 1% fee on cumulative spends of Rs. 25,000 or more on utilities per statement cycle |
| Online skill-based gaming transaction fee | 1% fee on cumulative spends of Rs. 10,000 or more on online skill-based gaming platforms in a statement cycle |
Get 4% value back on fuel spends at IndianOil outlets
5 min read
