Axis Bank Shoppers Stop Credit Card

Axis Bank Shoppers Stop Credit Card

Welcome Benefits

Welcome Benefits

  • Enjoy First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance
  • Get Complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop
  • Enjoy exclusive privileges of complimentary Golden Glow Membership
  • For terms and conditions click here
Reward Points

Reward Points

  • Unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
  • Unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
  • Unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
  • Reward points will be credited directly to the customer's First Citizen Loyalty account
  • For terms and conditions click here
Exclusive discounts on EazyDiner

Exclusive discounts on EazyDiner

  • Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
  • Maximum discount is capped at Rs. 500 per month
  • Offer is applicable on a minimum order value of Rs. 2500
  • For terms and conditions click here
Fuel Surcharge Waiver

Fuel Surcharge Waiver

  • Get 1% fuel surcharge on fuel purchases at all fuel outlets across India
  • Valid on transactions between Rs. 400 to Rs. 5000 only; maximum benefit up to Rs. 400 per statement cycle
  • GST charged on fuel surcharge is non-refundable

Fees & Charges

The Axis Bank Shoppers Stop Credit Card fees and charges are listed in the table below:

Fees Charges
Joining feeRs. 500 (only for new card issuance)
Annual FeeRs. 500 (Waived for cumulative spend of Rs. 1 L and above)
Add-on card joining feeNil
Add-on card annual feeNil
Finance charges)3.6% per month (52.86% annual)
Cash withdrawal fee2.5% (Min 500) of the Cash Amount
Fee for cash paymentRs. 100
Card replacementNil
Duplicate statement feeWaived
Overdue penalty or late payment feeNil if outstanding amount is less than Rs. 500  
Rs. 500 if outstanding amount is between Rs. 501 and Rs. 5000
Rs. 750 if outstanding amount is between Rs. 5001 and Rs. 10,000
Rs. 1200 if the outstanding amount is greater than Rs. 10,000
Overlimit penalty2.5% of the over-limit amount (Min Rs. 500)
Charge slip retrieval feeWaived
Outstation cheque feeWaived
Cheque return or dishonor fee or auto-debit reversal2% of the payment amount subject to min Rs. 450, Max Rs. 1503
Surcharge on purchase or cancellation of railway tickets As prescribed by IRCTC/Indian Railways
Fuel transaction surcharge1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 5000)
Foreign currency transaction fee3.50% of the transaction value
Mobile alerts for transactionsWaived
Balance enquiry chargesWaived
Reward redemption feeNo
Rent Transaction fee (Applicable from 5th March 2023)1% capped at Rs. 1500 per transaction on rental transactions
Dynamic Currency Conversion markup (Applicable from 5th March 2023)1% international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation.

Check Your Eligibility For Axis Bank Shoppers Stop Credit Card

Eligibility

Primary Cardholder should be 18-70 years of age

Primary Cardholder should be 18-70 years of age

Resident of India or a Non-Resident Indian

The individual should be a resident of India

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

Axis Bank Shoppers Stop Credit Card Value Chart on Annual Spends of Rs. 3,00,000
Benefits of Axis Bank Shoppers Stop Credit CardAnnual Spends (Rs.)Savings (Rs.)
Welcome Vouchers (Vouchers redeemable at stores)* 15,0001500
Welcome Vouchers (Vouchers Redeemable online)* 1,500250
Rs.500 Shoppers Stop vouchers redeemable on Exclusive Brand Apparel only* 2,500500
Welcome Benefit: First Citizen Reward Points worth Rs. 300* -300
Annual Spends at Shoppers Stop on Exclusive Brand Apparel 50,0002500
Annual Spends at Shoppers Stop (on other brands), Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox 70,0002100
Annual Spends outside the above-mentioned stores 1,50,000750
Spends in excluded categories 20,000-
Fuel Surcharge Waiver^^ 10,000100
Annual Spends fee waiver 100000500
Total Annual Savings^8,500

Total Benefits on Axis Bank Shoppers Stop Credit Card is more than Rs. 8500 (value chart is for illustrative purpose only)

*Only applicable for the first year

^Valid on transactions between Rs. 400 and Rs. 5000 only. GST charged on fuel surcharge is non-refundable.

Out of Rs. 20,000 spent on Excluded categories, Rs. 10,000 is spent on Fuel. No reward points are earned on fuel transactions

^^The Redemption Value of Each FC Point = Rs. 0.50

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