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Axis Bank Shoppers Stop Credit Card

Axis Bank Shoppers Stop Credit Card

Welcome Benefits

Enjoy First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance
Get Complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop
Enjoy exclusive privileges of complimentary Golden Glow Membership
For terms and conditions click here

Reward Points

Unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
Unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
Unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
Reward points will be credited directly to the customer's First Citizen Loyalty account
For terms and conditions click here

Exclusive discounts on EazyDiner

Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
Maximum discount is capped at Rs. 500 per month
Offer is applicable on a minimum order value of Rs. 2500
For terms and conditions click here

Fuel Surcharge Waiver

Get 1% fuel surcharge on fuel purchases at all fuel outlets across India
Valid on transactions between Rs. 400 to Rs. 5000 only; maximum benefit up to Rs. 400 per statement cycle
GST charged on fuel surcharge is non-refundable

Wednesday Delight

Beat the mid-week blues with exciting offers every Wednesday

Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip
10% off on orders via Swiggy and Amazon Fresh
10% off upto Rs. 1000 on Tira

Click here to avail the offers

Fees & Charges

The Axis Bank Shoppers Stop Credit Card fees and charges are listed in the table below:

Description	Charges
Joining fee	Rs. 500 (only for new card issuance)
Annual Fee	Rs. 500 (Waived for cumulative spend of Rs. 1 L and above)
Add-on card joining fee	Nil
Add-on card annual fee	Nil
Card Replacement fee	Nil
Cash Payment fee	Rs. 175
Duplicate statement fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile alerts for transactions	Free
Balance enquiry charges	Waived
Finance Charges (Retail purchases and Cash)	3.75% per month (55.55% per annum)
Cash withdrawal fee	2.5% (Min. Rs. 500) of the cash amount
Overdue penalty or Late payment fees	Nil if outstanding amount is less than Rs. 500 Rs. 500 if outstanding amount is between Rs. 501 and Rs. 5000 Rs. 750 if outstanding amount is between Rs. 5001 and Rs. 10,000 Rs. 1200 if the outstanding amount is greater than Rs. 10,000 An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.
Overlimit penalty	2.5% of the over-limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal	2% of the payment amount subject to Min. Rs.500
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value
Fuel Transaction fee	1% fee will be applicable on cumulative spends of Rs. 50,000/- or more on fuel transactions per statement cycle
Rent Transaction fee	1% fee per transaction on rental transactions
Utility Transaction fee	1% fee will be applicable on cumulative spends of Rs. 25,000/- or more on utility transactions per statement cycle
Education Transaction fee	1% fee per transaction will be applicable on education payments made via third party apps
Wallet Load Transaction Fee	1% fee will be applicable on cumulative spends of Rs. 10,000/- or more on wallet load transactions per statement cycle
Online Skill Based Gaming Transaction Fee	1% fee will be applicable on cumulative spends of Rs. 10,000/- or more on Online skill based gaming platforms in a statement cycle
Dynamic Currency Conversion markup	1.5% + taxes on international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation

Check Your Eligibility For Axis Bank Shoppers Stop Credit Card

Eligibility

Primary Cardholder should be 18-70 years of age

Resident of India or a Non-Resident Indian

The individual should be a resident of India

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT Return

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill

*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

Axis Bank Shoppers Stop Credit Card Value Chart on Annual Spends of Rs. 3,00,000
Benefits of Axis Bank Shoppers Stop Credit Card	Annual Spends (Rs.)	Savings (Rs.)
Welcome Vouchers (Vouchers redeemable at stores)*	15,000	1500
Welcome Vouchers (Vouchers Redeemable online)*	1,500	250
Rs.500 Shoppers Stop vouchers redeemable on Exclusive Brand Apparel only*	2,500	500
Welcome Benefit: First Citizen Reward Points worth Rs. 300*	-	300
Annual Spends at Shoppers Stop on Exclusive Brand Apparel	50,000	2500
Annual Spends at Shoppers Stop (on other brands), Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox	70,000	2100
Annual Spends outside the above-mentioned stores	1,50,000	750
Spends in excluded categories	20,000	-
Fuel Surcharge Waiver^^	10,000	100
Annual Spends fee waiver	100000	500
Total Annual Savings^		8,500