Prestige Digital Savings Account

The Prestige Digital Savings Account is designed to provide our customers exemplary service by delivering more than they expect. To deliver our promise, we offer effective customer service by fast-tracking your banking needs.

Along with quick services and 24/7 customer support, we offer a multitude of benefits like higher transaction limits, preferential rates on lockers, ₹25,000 worth of annual benefits and much more with your Prestige Account.

Explore more about our Prestige Digital Savings Account, and avail yourself of all the Savings Account benefits to accelerate your banking and experience pristine service.

Prestige Digital Savings Account : Features and Benefits

Axis Prestige Cashback Debit Card with attractive offers

Express response guarantee via your Digital Relationship Manager or other channels

Discounts and offers with Complimentary MyZone Credit Card

24/7 assistance through the Prestige Bank Account toll-free number: 1800 572 1888

Secure your assets with 25% off on Lockers

Personal Accident Cover of ₹10 lakhs*

*Terms and conditions apply

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Detailed benefits of Prestige Digital Savings Account

  • Enjoy annual benefits worth ₹25,000 on Prestige Debit Cards and other banking services*:
    • Earn Dining Delights Discounts and cashback worth ₹14,000
    • Demat AMC waiver, insurance cover, locker discounts and Debit and Credit Card fee waiver worth ₹5,100.
    • Reward Points worth ₹2,400
    • Everyday banking benefits worth ₹3,500
  • Get flat 10% cashback every time you shop on Amazon.in and Flipkart via Grab Deals.
  • Avail cashback* of 1% on fuel, 2% on shopping and 3% on travel using Axis Prestige Cashback Debit Card with a monthly cap of ₹500.
  • With the complimentary MyZone Credit Card, enjoy the benefits* after 6 months of opening your account., such as
    • 40% discount on Swiggy on minimum transaction of ₹200.
    • Buy 1 Get 1 offer on Paytm movies up to ₹200 every month.
    • Enjoy a 12-month SonyLIV subscription after activation.
    • Earn 4 EDGE Rewards for every ₹200 spent via card.
    • Access to the airport lounge
  • Avail 1% cashback on Online Spending through an E-Debit Card.
  • Benefit from Personal Accident Cover of ₹10 lakhs.*
  • Enjoy Milestone benefits by getting 2000 EDGE Rewards points on spending ₹1 lakh through E-Debit Card.
  • Enjoy 35% cashback on 50+ brands across apparel, sports and travel, medicine, gifting, and much more through both physical and E-Debit Debit Cards.
  • Enjoy fast resolution within 48 hours via your digital relationship manager, Axis Bank Branch or phone banking channel. If your query remains unsolved, you win 500 Axis EDGE Rewards.
  • Avail of 24X7 assistance from your digital relationship manager for all your queries. Contact via the Prestige Bank Account Toll-Free number: 1800 572 1888.
  • Enjoy a 25% discount on lockers of all size variants and benefit from more secure savings.

    • *Terms and conditions apply

Open Axis Bank Prestige Digital Savings Account in 4 easy steps

  • Verify your PAN and Aadhaar cards.

  • Complete filling in the required details.

  • Complete KYC verification via a video call at your convenience.

  • Complete the initial funding payment.

Embrace these streamlined four-step application process and skip the tedious paperwork and lengthy queues. This account is designed to cater to our customers’ requirements, making it our top priority to solve their queries and be available. The account includes a 24X7 digital relationship manager to assist you with any banking query.

Basic requirements while opening Prestige Digital Savings Account

  • Use devices like a smartphone or laptop with a working camera for KYC.
  • Grant permission to the devices to access their camera and location.
  • Conduct initial funding transactions through Debit Cards, UPI or Internet Banking.
  • Transactions through Credit Cards will turn out to be invalid.
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Eligibility & documents required for Axis Bank Prestige Digital Savings Account

To open a Prestige Digital Savings Account, Axis Bank requires you to fulfil the following criteria:

  • You should be an Indian citizen
  • You should have the valid PAN and Aadhaar card
  • Your PAN and Aadhaar should be linked.

Balance requirement and charges for Prestige Digital Account Opening

Initial Funding₹75,000
Average Monthly Balance (AMB) requirement₹75,000
Virtual Debit Card FeesNil
Primary Physical Debit Card Issuance FeesNil
Physical Debit Card Issuance Fees₹500 + GST

Click here for more details about account fees and charges.

Frequently Asked Questions

Anyone who meets the eligibility criteria and wants to manage their account effectively, requires the 24/7 assistance and wants to benefit from its features should open this account.

The Prestige interest is compounded quarterly and credited quarterly. For the first three quarters, the interest is credited on the first day. But for the fourth quarter, it is credited at the end of the quarter.

Prestige Account gives you the benefit of managing your savings effectively with 24X7 assistance from your digital relationship manager.

Additionally, you can also benefit from multiple benefits like a complimentary MyZone Credit Card, no AMC for Demat Account for 1st year, annual benefits of ₹25,000, secure savings and much more.

You can deposit initial funds while opening the account, using Internet Banking, UPI, a cheque, a Debit Card or by filling out a deposit slip.

The verification process is simple. It involves verifying your Aadhaar and PAN card details, followed by video KYC.

Withdrawing funds from your Prestige Digital Savings Account is easy: use ATMs or visit any Axis Bank branch for convenient access to your money.