Easy Access Digital Savings Account

Easy Access Digital Savings Account brings convenience to all your banking needs. Whether you need to transfer, withdraw money or save money, you can do it all from the comfort of your home. An Easy Access Digital Account not only allows you to save your money conveniently but also ensures you can access funds anytime and anywhere you need.

Experience seamless banking and enhanced accessibility with the Axis Bank Easy Access Digital Savings Account with our unmatched account access, management and transaction updates.

Easy Access Digital Savings Account : Features and Benefits

High Debit Card withdrawal and shopping limit

Get 2 Debit Cards with 1 account

Complimentary Buyer Insurance of up to ₹50,000

Shopping voucher worth ₹500 with first Debit Card transaction

Earn Milestone Benefits with E-Debit Card spends

Access to 250+ banking services

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Detailed Benefits of Axis Bank Easy Access Digital Savings Account

  • Enjoy uninterrupted shopping via Debit Card with higher withdrawal and shopping limits of ₹40,000 and ₹1 lakh, respectively.
  • On opening an Easy Access Bank Account with us, you get an instant E-Debit Card and an Online Rewards Debit Card delivered to you. You also get 1% cashback and a chance to earn 3X reward points on all online purchases*.
  • With the Online Rewards Debit Card, your purchases of up to ₹50,000 are insured from damages and theft. Additionally, on using it within 30 days of account opening, you get ₹500 worth of shopping vouchers redeemable on Grab Deals.
  • With the Physical Rewards Card, you get accelerated EDGE Points for the following online and offline spending:
    • 10X for travel booking
    • 5X for electronics purchase
    • 3X for online food delivery
    • 2X on clothing stores
  • You are eligible to earn 2000 EDGE Rewards on completing the milestone of spending ₹1,00,000 in a year through E-Debit Card.
  • Enjoy Buy 1 Get 1 offer on booking movie tickets using your E-Debit Card on BookMyShow.
  • Enjoy a 10% discount every time you shop on Flipkart and Amazon.in via Grab Deals. Also, enjoy an additional 35% discount on 50+ brands available on Grab Deals using your Physical or E-Debit Card.
  • Get Insurance benefits* on the Physical Rewards Card, along with the Purchase Protection, which is as follows:
    • Personal Accident cover of ₹5,00,000.
    • Air Accident cover of ₹1 crore.
    • Delayed or Lost Baggage cover of $500.
  • With an Easy Access ASAP Digital Savings Account, you can benefit from 250+ banking services, including instant FD/RD, Health Insurance, Loans, discounts, and much more.

Open Easy Access Digital Savings Account with 4 simple steps

  • Verify your identity by completing the verification of PAN and Aadhaar cards.

  • Fill in the required fields with accurate information.

  • Complete the video KYC from the comfort of your home.

  • Process the initial funding payment.

Enjoy Savings Account benefits by opening the Easy Access Digital Savings Account in just 4 simple steps. To deliver on our accessibility promise, we ensure the process requires minimal paperwork and quick opening processes.

Secure savings with the benefits of complementary protection covers, and enjoy easy account management with low maintenance requirements.

Basic requirements while opening Easy Access Digital Savings Account

  • You require a device, such as a laptop or a smartphone, with a working camera.
  • Allow the bank’s representative access to your device’s camera and location.
  • Complete depositing the initial funds through a Debit Card, Internet Banking or UPI.
  • You will not be able to use a Credit Card to deposit initial funds.
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Eligibility and documents required for Easy Access Digital Savings Account Opening

To open the Easy Access Digital Savings Account, you have to meet the following requirements:

  • You should be an Indian citizen
  • You should have the valid PAN and Aadhaar card
  • Your PAN and Aadhaar should be linked.

Balance requirement and charges for opening Easy Access Digital Savings Account

Initial FundingMetro: ₹16,000
Urban: ₹15,000
Semi Urban: ₹6,000
Rural: ₹3,000
Average balance requirementMetro: ₹12,000
Urban: ₹12,000
Semi Urban: ₹5,000
Rural: ₹2,500
Virtual Debit Card FeesNIL
Physical Debit Card Issuance Fees₹500 + GST
Physical Debit Card Annual Fees₹500 + GST

Click here for more details about account fees and charges.

Frequently Asked Questions

Anyone who fits the criteria and requires easy access to their account and funds must open an Easy Access Digital Savings Account.

The interest is calculated daily, according to the existing norms and credited to your account quarterly.

AMB is calculated using the daily closing balance divided by the total number of days in the particular month. Read more about the minimum balance requirements for different regions and account fees here.

Axis Bank Easy Access Digital Savings Account offers several benefits, such as two complimentary Debit Cards, protection covers, easy access to account management and funds, earning more Reward Points on online and offline purchases, low AMB and initial funding, and much more.

You can deposit the initial funding into your account using Internet Banking, UPI, Mobile Banking, or cheque.

The verification process is simple and involves the initial PAN and Aadhaar card verification, which later requires a video KYC process.

Withdrawing funds is easy and can be done by using Online Banking Easy Access accounts, a Debit Card at an ATM or visiting your nearest Axis Bank Branch.