Planning a honeymoon can be both exciting and stressful at the same time. After the hectic wedding ceremony, which itself takes a lot of planning, a honeymoon is a chance for the couple to unwind and rejuvenate. While some may prefer an exotic location abroad, others may choose a domestic getaway. Wherever you choose to take off to with your significant other, here are some tips to help you plan your dream trip.
Plan your travel wisely
Whatever destination you choose, avoid peak-season travel. It will be less crowded and cheaper due to less traffic.
Book in advance
If possible, try to do all the bookings at least 6 months in advance. It will be less expensive and you can get better options for accommodation at a cheaper rate.
Shop around
Compare offers from different travel sites to find the best deals and discounts. Don't just rely on online sources, reach out to friends who have already travelled to the same destination or stay there to get the best local information.
Get a good travel insurance
Comprehensive travel insurance can help you deal with emergency expenses that may go beyond your budget. It covers expenses incurred on account of flight cancellation, loss of baggage, emergency hospitalisation and much more. It does not put pressure on your pocket either, since it is a short-term insurance, designed to cover you during the duration of your trip.
Also Read: [How a personal loan can make your wedding memorable]
The lavish wedding celebrations can leave you tight on the financial front, making it difficult to finance a honeymoon to your dream international destination. But this does not mean you have to compromise on your first trip as a couple.
Getting a Personal Loan can help you afford a honeymoon to your dream destination and keep your savings intact. You can easily apply for an instant Personal Loan online with minimal documentation.
Advantages of financing your honeymoon with a Personal Loan
Fast and easy approval
Whether it is a last-minute honeymoon or a planned-in-advance trip, you don't have to depend on anyone's help. Apply for a quick Personal Loan online for easy approvals and a completely digital process.
No collateral required
A Personal Loan for a honeymoon does not require any collateral. If you are a salaried individual with a stable salary, you can get an affordable Personal Loan interest rate without collateral.
Loan for low income
You can easily get a Personal Loan for travel even with a low monthly income. A Personal Loan lets you fulfil your dream of a honeymoon irrespective of your income.
Minimal paperwork
You can easily apply for a Personal Loan with just your KYC documents and bank statements. Axis Bank offers a completely digital process. Unlike traditional loans, these loans are processed and approved with zero to minimal paperwork.
Improves your credit score
Once you are married, a strong credit profile can help in saving money and fulfilling your financial responsibilities without any hassle. A Personal Loan can be the first step to building a good credit score. Determine the Personal Loan amount depending on your repayment capacity. You can use a Personal Loan EMI Calculator to calculate a suitable amount for your budget.
Axis Bank offers competitive Personal loan interest rates starting from ₹50,000 to ₹40 lakh with minimal documentation. Personal Loans by Axis Bank are unsecured loans which provide instant funds that you can use to travel to your dream destination. Click here for more details on the features and benefits of Axis Bank Personal Loans.
Conclusion
Getting a Personal Loan can help you afford a honeymoon to your dream destination, as well as keep your savings intact. Before you apply for a Personal Loan for your honeymoon, make sure you have a repayment plan to avoid any payment defaults. A Personal Loan is a multi-purpose loan to help you in times of need, provided you use it responsibly and repay on time.
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision
