ATM Cards are important if you wish to withdraw or deposit cash using the Automatic Teller Machine (ATM). Debit Cards also work as ATM Cards. This card becomes important as it provides you with instant cash whenever required. But it is important to understand how to use Debit Card for online payment, offline transactions and ATM transactions as well. Let’s help you understand how you can use an ATM Card.
How can we use Debit Card?
Debit Cards can be used in different ways. You can use it to make offline purchases by swiping your card in the card machine. You can also make online purchases using the ATM Card by furnishing your ATM Card number, expiry date and CVV. One of the most common uses of a Debit Card is to withdraw cash from the ATM.
You can also deposit cash using the Debit Card. Further, you can conduct other transactions using Debit Cards such as balance inquiries, changing PIN etc. To activate your mobile banking, you also need your Debit Card. Therefore, there are various purposes for which you can use your Debit Card. As Debit Cards are linked to your bank account, you can use the card only up to the amount available in your bank account.
How to pay using Debit Card online?
Wondering how to pay online using Debit Card? You can use Debit Card for online payments by entering your card details. After you check out from the merchant’s portal, you are asked to provide your card details. You shall enter the cardholder’s name, Debit Card number, expiry date and CVV. After you submit the details, an OTP will be sent to your registered mobile number.
Ideal Debit Cards
Having understood how to use Debit Card in India, it is equally important to possess the right Debit Card. An ideal Debit Card provides flexibility in cash withdrawal alongside providing multiple benefits. If you are an Axis Bank customer, then you get a multitude of Debit Card options to select from. Each card comes with different card limits and carries varying levels of benefits. You can receive multiple rewards, cashback and exclusive discounts. Further, you can also enjoy offers and schemes with partner merchants. Apply for Axis Bank Debit Cards now!
Also Read: Virtual debit card: The future of card payments
FAQs
How to use Debit Card the first time?
If you are wondering how to use a Debit Card for the first time, then you need to visit your nearest ATM to activate your card. Some banks also allow you to activate your card online. Once you activate your Debit Card, you can begin using it regularly.
Which side of the Debit Card is inserted?
It is very simple to understand how to insert an ATM Card. To withdraw cash or conduct any other ATM transaction, you need to enter the side of your ATM Card that contains the chip and bank logo. If you insert it wrongly, then the machine may not be able to read your card.
How do you enter a Debit Card?
You can enter your Debit Card in the ATM (Automatic Teller Machine) or card POS machine from the side where the chip is placed. In the case of online transactions, you need to enter your card number, expiry date and CVV to make the transaction. Once you proceed, you will receive an OTP to authorise the transaction.
How to use a Debit Card in shops?
You can make payments using ATM Cards in shops for making purchases and shopping. The shop owner must possess the card POS machine to initiate the transaction. You need to enter your card into the machine from the side where the chip is placed. After the amount is reflected in the machine, you shall enter your PIN and press the green button. Once the transaction is successful, you will receive an SMS notification alert.
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision.
