The Employees' Provident Fund (EPF) is a vital savings scheme designed for salaried employees in India, providing
financial security after retirement. Whether you're nearing retirement or need funds for specific life events,
tracking the status of your EPF claim is essential. Understand how to check PF claim status through various
online and offline methods.
Who qualifies for EPF claims?
Before diving into the details of how to apply for your EPF claim, it’s crucial to understand who qualifies for an
EPF claim. Certain life situations make you eligible to apply for an EPF claim.
- Upon retirement: When you reach 58 years of age, you become eligible for a full withdrawal
of your EPF balance. This ensures financial support during your retirement years.
- Pre-retirement: You can apply for partial withdrawals before retirement for specific
purposes, such as buying a home, funding higher education or covering medical expenses. These
withdrawals are typically subject to certain conditions and limits.
- During unemployment: If you have been unemployed for over 2 months, you may withdraw a
portion of your EPF savings to manage your finances during this period. This withdrawal provides interim
financial relief until you find new employment.
How to apply for an EPF claim?
Online
1. Access the UAN member portal using your Universal Account Number (UAN) and password.
2. Under the ‘Online Services’ tab, choose the appropriate form (Form-31, 19, 10C and 10D) based on your claim type.
3. Ensure that your bank account and Aadhaar details are correctly linked and verified on the portal.
4. After filling out the required details, submit your claim. You will receive an acknowledgement and the claim
status can be tracked online.
Offline
1. Obtain the composite claim form (either Aadhaar or Non-Aadhaar) from the EPFO website or your employer.
2. Complete the form with your personal, employment and EPF details.
3. If using the Aadhaar form, submit it directly to the EPFO office. For the Non-Aadhaar form, submit it through your
employer for verification before forwarding it to the EPFO.
4. Upon submission, you will receive an acknowledgement, and the claim processing will begin.
What is EPF claim status?
EPF claim status refers to the current stage of your EPF withdrawal process. Once you've applied for a withdrawal,
either online or offline, you can track the progress of your application. The status might range from "under
process" to "settled," indicating whether your claim has been processed or if there are any issues needing
resolution.
How to check the PF claim status online?
Checking your EPF claim status online is the most convenient method. It allows you to access real-time updates on
your claim process from the comfort of your home.
UAN member portal
1. Visit the official UAN member portal and log in using your UAN (Universal Account Number) and password.
2. Once logged in, click on ‘Online Services’ and select ‘Track Claim Status.’
3. Your EPF claim status will be displayed, showing whether it is under process, approved or settled.
EPFO portal
1. Go to the official EPFO portal and navigate to the ‘Our Services’ section.
2. Select ‘Track Claim Status’ under the ‘Services’ menu.
3. Fill in your UAN and the captcha code to access your claim status.
Using PF Account number without UAN
1. Head to the official EPFO website.
2. Under the ‘Services’ section, choose 'PF Account number without UAN' option.
3. Enter your PF Account number and other required details to view the status of your claim.
Umang app
1. Log in to the Umang app using your credentials and navigate to the EPFO section.
2. Under the ‘Employee Centric Services’ option, select ‘Track Claim Status’ to view the status of your PF claim.
How to check the PF claim status offline?
For those who prefer traditional methods or do not have internet access, the EPFO offers offline ways to check your
PF claim status.
SMS
1. Type ‘EPFOHO UAN LAN’ (where ‘LAN’ is your preferred language) and send it to 7738299899 from your registered
mobile number.
2. You will receive an SMS with your EPF claim status.
Missed Call
1. From your registered mobile number, give a missed call to 9966044425.
2. You will receive an SMS with details about your EPF claim status.
Also Read: Secure
your future with a PPF Account
Conclusion
Understanding your PF claim status is a crucial aspect of your retirement planning and overall financial strategy.
Staying informed about the status of your claim ensures that you have access to your savings when you need them
most.
Additionally, if you’re exploring other avenues for financial planning, consider investing in the Public Provident Fund (PPF) with Axis
Bank. It offers a secure, tax-efficient way to build long-term savings with competitive interest rates and
minimal risk. The PPF is an excellent option to consider for strengthening your financial portfolio and securing
your future.
Disclaimer:This article is for information purpose only. The views expressed in this article
are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank
Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by
the reader for taking any financial decisions based on the contents and information. Please consult your
financial advisor before making any financial decision.
