In today’s fast-paced digital world, having a Credit Card is more than a luxury—it's a necessity. Whether you’re shopping online, booking travel, or managing your finances, a Credit Card brings convenience and security. But before you can unlock these benefits, you’ll need to activate your Credit Card. Learning how to activate your Credit Card is the first step in accessing a world of perks and ease.
If you’ve recently received a new Credit Card, here’s a simple guide to help you activate your new Credit Card and get started on your financial journey. Most banks offer multiple ways to activate your Credit Card online, making it quick and hassle-free.
Online activation of Credit Card
Unlike earlier days, the digital revolution has made everything easy for you. You can activate your Credit Card sitting at home either through a phone call or even online. There are different ways to activate your card and each comes with a set of instructions.
Activate your Credit Card via net banking
For internet banking users, activating a bank Credit Card is just a few steps away:
1.Log into your internet banking account.
2. Find the 'Credit Card Activation' option.
3.Enter your card details.
4.Submit the OTP that you will receive.
5. The process is complete.
Activating Credit Card via mobile app
Many banks now offer mobile apps for activating a Debit Card or a Credit Card:
1. Download the bank app.
2. Login to your app using your PIN.
3. Go to the 'Cards' or a related section.
4. Select your Credit Card and enable transaction rights.
Call customer support to activate your Credit Card
For those who prefer personal assistance, phone activation of Credit Card is also available:
1. Call the respective bank's customer support.
2. Provide your Credit Card details.
3. Complete activation with their guidance.
Activate your Credit Card offline
Offline activation is a traditional way to activate a new Credit Card:
1. Visit your nearest Credit Card issuing bank's branch.
2. Provide your card and ID.
3. The staff will assist with the activation.
Setting your Credit Card PIN
After activating your Credit Card, setting a PIN is essential. It is a four-digit number that is known only to you. To set a PIN:
1. Log in to net banking
2. Select Credit Card
3. Click ‘Generate Credit Card PIN Online’
4. Choose Credit Card and enter CVV
5. Click ‘Submit’ to get OTP, and enter it
6. Set New PIN
Alternatively, you can also set the PIN by going to an ATM or by simply logging in to your bank app.
Also Read: How to get a Credit Card in 3 easy steps
Conclusion
Activating your Credit Card is an essential step towards financial ease and security. With options like online, mobile app, customer support, or in-person activation, the process is designed for your convenience. Personalising your PIN and verifying your identity at delivery further secures your card.
If you are considering applying for a Credit Card, Axis Bank Credit Cards offer numerous benefits, including rewards, cashback, and exclusive privileges. Their user-friendly activation and robust customer support make them an attractive option for your financial needs.
FAQs
Can I change the PIN set by the bank on my Credit Card?
Yes, you are encouraged to change the PIN that the bank initially sets for your Credit Card. Personalising your PIN enhances the security of your card, making it difficult for unauthorised users to access your account.
Do I need to verify my identity at the time of card delivery?
Yes, verifying your identity at the time of card delivery is a crucial step. This process is implemented to ensure that the Credit Card is handed over to the rightful owner, thereby preventing potential fraud. You will need to present a valid form of identification, such as a driver's license or passport, to confirm your identity.
How can I activate my Credit Card?
To activate your Credit Card, you can choose from several convenient methods. These include online activation through your bank’s website, using a mobile banking app, calling customer support for assistance, or visiting a bank branch in person.
Can I activate a Credit Card offline?
Yes, you can activate your Credit Card offline by visiting your bank's nearest branch. This traditional method is helpful if you prefer face-to-face assistance or do not have access to online banking facilities. At the branch, bank staff will guide you through the activation process and help with any queries you might have.
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision.
