Credit Cards are one of the most preferred financial tools in today’s time. It allows you to spend and save at the same time alongside enjoying offers and rewards. One of the most common uses of Credit Cards is travel. Credit Cards usually offer multiple benefits when it comes to travel. These normally include discounts on hotel bookings, discounts on ticket bookings, domestic and international airport lounge access etc. Let’s check out the features and benefits offered by Credit Cards and an ideal Credit Card that you should definitely have.
Features and benefits of Credit Cards
- Exclusive offers: Credit Cards offer exclusive offers by collaborating with reputed brands. These include offers like buy one get one free, exclusive deals etc.
- Reward points: Credit Cards reward the cardholders with reward points with every spending they make. These reward points can then be used against Credit Card bill payments.
- Airport lounge access: Credit Card companies also offer domestic and international airport lounge access. The access is free of cost and increases your convenience while travelling.
- Discounts on tickets: If you are planning a travel, then you shouldn’t miss out on checking the Credit Card offers. Most Credit Card companies offer good discounts on booking flight tickets using Credit Cards.
- Discounts on hotel bookings: Hotel bookings are one of the biggest expenses during travel. Credit Cards are instrumental in getting the best deals for hotel bookings. You can claim good discounts on hotel bookings by using the Credit Cards.
Axis Bank Miles & More Credit Card
To help you reap the best benefits of Credit Cards, Axis Bank has launched Miles & More Credit Card that offers you dual benefits with unlimited miles for travel. It also supports automatic payments for utility bills. Upon card activation, you earn bonus miles and a priority pass with complimentary visits. Apart from that, the Miles & More Credit Card also provides you protection through insurance on baggage losses, lost cards, air accidents or credit shields.
The following are the benefits of having Miles & More Credit Card:
- You can access airport lounges across the world with your first swipe. It provides you with 2 complimentary visits to Priority Pass lounges in a year in case of Axis Bank Miles & More World Credit Card.
- You can enjoy 4 complimentary visits to Priority Pass lounges in a year using the Axis Bank Miles & More World Select Credit Card.
- You can also gain access to 8 complimentary visits to MasterCard Lounges in India per quarter for Miles & More World Select Credit Cardholders and 4 complimentary visits per quarter for Miles & More World Credit Cardholders.
- You can redeem accumulated miles for booking flights with airline partners and spend for accommodation in premium hotels and luxurious resorts.
- You can use the points for shopping in partner stores and even for renting cars.
- You can benefit from the 24x7 dedicated concierge desk for assistance in table reservations, gift deliveries, flight bookings, booking shows and events and many more usage.
- The Axis Bank offers unrivalled protection with a chip-enabled and PIN secured Credit Card.
- You can pay using the Axis Bank Credit Card bills from any bank account using the auto debit facility. You can even initiate a simple standing instruction on the Credit Card to make the utility bill payments through Axis Bank Bill Pay service to ensure that all your bills are paid each month on time.
- You can claim discounts up to 15% with partner restaurants and enjoy delightful cuisine with the ‘Dining Delights’ program.
- For any transaction above Rs. 2500, you can convert the expenditure to affordable EMIs. This allows you to make big purchases seamlessly and easily.
Also Read: Travel Credit Card: How to apply for a Travel Credit Card in India
To reap the maximum benefits of Credit Card usage, it is important to select the right Credit Card. Axis Bank Miles & More Credit Card is loaded with discounts, offers and travel benefits to ensure you always go the extra mile while travelling. Apply now and go ahead with your dream trip with Axis Bank!
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision.