Ganesh Chaturthi heralds the beginning of the festival season in India. The entire community gears up to welcome the Lord with enthusiasm and fervour. From the grandeur of the idol to the scale of the celebrations, everything is an epitome of devotion and joy. But as festivities ramp up, so do the expenses. What if we told you there’s a smart way to manage these costs?
Enter the universe of Credit Cards and Virtual Credit Cards, tools designed to make your life easier and your celebrations grander.
Why Credit Cards are a boon during Ganesh Chaturthi
During Ganesh Chaturthi, your shopping list may range from elaborate decorations to new clothes and scrumptious sweets. A Credit Card comes to your rescue here, offering you the ability to manage expenses effortlessly
- Ease of payment: Go cashless and forget the hassle of carrying money.
- Rewards and cashback: Earn while you spend with rewarding points and cashback options.
- Credit period: A grace period for a short time allows you to pay back at a convenient time.
With Axis Bank’s REWARDS Credit Card the celebration gets even sweeter. This card comes with a milestone benefit of 1,500 EDGE reward points and a bouquet of memberships up to ₹1,000 every anniversary year. It even offers a 30% instant discount on Swiggy to satiate those festive cravings.
Virtual Credit Cards: The new norm
If you're an online shopping aficionado, Virtual Credit Cards are a game-changer, especially when it comes to buying Ganesh Chaturthi supplies online. A Virtual Credit Card is a one-time-use card with a pre-set limit, perfect for single transactions.
- Safety first: The disposable nature of Virtual Credit Cards makes them secure for online shopping.
- Easy to obtain: With Axis Bank, you can generate a Virtual Credit Card instantly online.
- Controlled spending: Set a limit and keep your spending in check.
Use Axis Bank Freecharge Credit Card for a unique virtual experience. Get your card instantly on the Freecharge app and earn 1 EDGE reward point for every ₹200 spent. You also get bonus EDGE rewards when crossing monthly spending thresholds of ₹2,000 and ₹5,000.
Credit Card Security: A tight fort
Nobody wants to deal with fraud or theft, especially during a festival as joyous as Ganesh Chaturthi. This is where Credit Card security steps in to protect your financial information.
- Two-factor authentication: Adds a layer of security during transactions.
- SMS alerts: Immediate notifications for every transaction.
- Card lock / unlock feature: In case of loss, lock your card immediately through the Axis Bank app.
Additional Credit Card benefits: Beyond just spending
Credit Cards come loaded with a host of other advantages that can be quite beneficial during Ganesh Chaturthi:
- Emergency loan: In case you need quick funds, Axis Bank offers a feature where you can convert your credit limit into an emergency loan.
- Exclusive offers: You can avail of special festive discounts and offers.
Ganesh Chaturthi is all about reverence, joy, and community spirit. But behind the scenes, there's an array of expenses that need smart management. What better way to handle this than with the dual power of Credit Cards and Virtual Credit Cards? Not only do they make payment convenient and secure, but they also come with rewards and benefits that enhance your festival experience.
With tailored offerings like Axis Bank's REWARDS Credit Card and Freecharge Credit Card, you can not only manage your expenses but also elevate your celebrations. These cards offer you EDGE reward points, discounts, and cards with enhanced security features.
[Also Read: 6 benefits of using a Credit Card]
Conclusion
So, as you welcome Lord Ganesha into your homes, also embrace the smart, secure and rewarding way to make this festival one to remember. Happy Ganesh Chaturthi!
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision