Family Banking

Earn points for NRI Banking transactions, and redeem them for 500+ options

redeem now

NRI Savings Account

EDGE REWARDS program allows all Savings Account customers to earn points on select transactions and by maintaining a minimum monthly balance of Rs. 25,000. The reward points earned can be spent on over 500 exciting rewards spread across various categories.

Click here to know more about the program.

The new earn opportunities and eligibility criteria are effective 10th November 2014.

List of transactions where you can earn points

Transaction Type AMB between Rs. 25,000 to Rs. 1,00,000 AMB between Rs. 1,00,000 to Rs. 5,00,000 AMB greater than Rs. 5,00,000 Limit per financial year
i.e. April – March

Monthly Credit Transactions Amounting to Rs. 50,000 or more

25 points

50 points

75 points

Once a month

Electronic Clearance System Transactions (ECS)– Credit or Debit ECS Transactions

5 points

10 points

15 points

Maximum 5 transactions in a month

Standing Instructions (Credit or Debit)

5 points

10 points

15 points

Maximum 5 transactions in a month

Opening of Recurring Deposit Account for Rs. 2,000 or more

100 points

200 points

300 points

No Cap

Inward Remittance

From 29th September 2017, NRI saving account customers can earn EDGE REWARD Points on all inward remittance transactions as given below:

Value of Inward Remittance (in INR) Edge Reward Points**
Less than or equivalent to INR 2 Lakhs 80 Points/Lakh*
Greater than INR 2 L to INR 5 Lakhs 100 Points/Lakh
Greater than INR 5 Lakhs to INR 10 Lakhs 120 Points/Lakh
Greater than INR 10 Lakhs 1000 Points/Transaction

Click here to know terms and conditions