Our Retail business segment provides a complete bouquet of products across deposits, transaction services, wealth management and lending products for retail customers, small businesses, NRIs and retail institutions, backed by innovative, digital-first solutions.

We are amongst the best and most comprehensive Wholesale Banking franchises in the country catering to all the Banking needs of corporates across lending products, investment banking, capital markets, and transaction banking. The Wholesale Bank serves diverse customer segments ranging from governments and MNCs to financial institutions and SMEs.

We aim to accelerate the growth journey of Bharat by expanding distribution reach via branches, partnerships, and digital presence, creating tailored products and processes, and bringing all parts of the Bank to deliver to the Bharat customer.

We are creating solutions that make banking smart, easy and instant, without compromising on our highly coveted personal touch. Our deeply customized, innovative products and unmatched services enable a secure, efficient and personalized consumer experience.

We enable customer insights, product knowledge and servicing tools that help our business teams offer the most relevant financial solutions to our customers.