5 YEAR
PERFORMANCE

TOTAL DEPOSITS (` crores)

2015-16
357,968
2014-15
322,442
2013-14
280,945
2012-13
252,614
2011-12
220,104
5 Year CAGR 14%

SAVINGS BANK DEPOSITS (` crores)

2015-16
105,793
2014-15
88,292
2013-14
77,776
2012-13
63,778
2011-12
51,668
5 Year CAGR 21%

CURRENT ACCOUNT DEPOSITS (` crores)

2015-16
63,652
2014-15
56,108
2013-14
48,686
2012-13
48,322
2011-12
39,754
5 Year CAGR 12%

TOTAL ADVANCES (` crores)

2015-16
338,774
2014-15
281,083
2013-14
230,067
2012-13
196,966
2011-12
169,760
5 Year CAGR 19%

RETAIL ADVANCES (` crores)

2015-16
138,521
2014-15
111,932
2013-14
88,028
2012-13
65,497
2011-12
48,678
5 Year CAGR 31%

TOTAL INVESTMENTS (` crores)

2015-16
122,006
2014-15
117,550
2013-14
102,541
2012-13
106,758
2011-12
88,092
5 Year CAGR 12%

TOTAL ASSETS/LIABILITIES (` crores)

2015-16
525,468
2014-15
461,932
2013-14
383,245
2012-13
340,561
2011-12
285,628
5 Year CAGR 17%

NET INTEREST INCOME (` crores)

2015-16
16,833
2014-15
14,224
2013-14
11,952
2012-13
9,666
2011-12
8,018
5 Year CAGR 21%

OTHER INCOME (` crores)

2015-16
9,371
2014-15
8,365
2013-14
7,405
2012-13
6,551
2011-12
5,420
5 Year CAGR 15%

OPERATING REVENUE (` crores)

2015-16
26,204
2014-15
22,589
2013-14
19,357
2012-13
16,217
2011-12
13,438
5 Year CAGR 19%

OPERATING PROFIT (` crores)

2015-16
16,104
2014-15
13,385
2013-14
11,456
2012-13
9,303
2011-12
7,431
5 Year CAGR 20%

NET PROFIT (` crores)

2015-16
8,224
2014-15
7,358
2013-14
6,218
2012-13
5,179
2011-12
4,242
5 Year CAGR 19%

EARNINGS PER SHARE (BASIC) (in `)*

2015-16
34.59
2014-15
31.18
2013-14
26.51
2012-13
23.93
2011-12
20.59

BOOK VALUE PER SHARE (in `)*

2015-16
223.12
2014-15
188.47
2013-14
162.69
2012-13
141.50
2011-12
110.40

DIVIDEND PER SHARE (in `)*

2015-16
5.00
2014-15
4.60
2013-14
4.00
2012-13
3.60
2011-12
3.20

Business Mix

LOAN & ADVANCES MIX (%)

  • Corporate
  • Retail
  • SME

DIVERSIFIED FEE INCOME PROFILE (%)

  • Retail Business
  • Corporate Credit
  • Transaction Banking
  • Treasury & DCM
  • SME

KEY RATIOS (%)

  2011-12 2012-13 2013-14 2014-15 2015-16
Return on Equity 21.22 20.51 18.23 18.57 17.49
Return on Assets 1.68 1.70 1.78 1.83 1.72
Capital Adequacy Ratio 13.66 17.00 16.07 15.09 15.29
Tier - I Capital Adequacy Ratio 9.45 12.23 12.62 12.07 12.51
Dividend Payout Ratio 18.15 19.06 17.71 17.79 17.11