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Loan for Salaried Loan for Self Employed

Personal Loan in a few clicks

Getting money for your needs has never been easier! Be it an unplanned trip, an impulse purchase or a sudden medical emergency.

Let's start

Loan for Salaried Loan for Self Employed

Product Features

Interest rates starting at 11% p.a.

Instant loans up to Rs. 25 lakhs*

Collateral free

100% Digital

Flexible tenure up to 60 months

T&C Apply *Instant sanction of funds is post submission of the online application form for pre-approved customers.

Why Axis Bank Personal Loan?

5000 Cr+

Loan disbursal in last 3 months digitally

2 Minutes

To get your loan offer

4.8/5

Highest rated banking app

24x7

Dil se open!

Steps to avail 24x7 Personal Loans

  • 1

    Fill in Personal details - Aadhaar & Income verification

  • 2

    Personalize your loan offer

  • 3

    KYC verification over video call

  • 4

    Instant money transfer to your account

EMI Calculator

Personal Loan EMI Calculator

Axis Bank’s Personal Loan EMI calculator is a valuable online automatic tool to ascertain how much will be your EMI (Equated Monthly Installment) outgo. It is extremely easy to use. All you got to do is enter the loan amount, interest rate, and select the tenure of your loan. The online calculator will provide you with the answer in a split second! Axis Bank’s Personal Loan EMI calculator makes loan planning easier for you.

Here are the five benefits of using the EMI calculator:

  • Easy to access
  • Saves time
  • Provides quick results
  • Helps you ascertain your EMI
  • Aids you in planning
50K 40L
11% 24%
12 60

Break-up of Total Payment

Principal Amt
rupee-icon-burg10,50,000
Interest Amt
rupee-icon10,50,000
Total Amt Payable
rupee-icon10,50,000

Frequently Asked Questions

What is the tenure for which I can avail a Personal loan?

We offer you a flexible tenure ranging from 12 to 60 months.

What documentation do I have to submit to avail the loan?

There is no paper documentation that needs to be submitted to avail Axis Bank 24x7 Personal Loans Personal Loan as we provide users an option to perform Digital KYC

How is Income Assessment / Eligibility calculated?

In order to calculate your eligibility, Axis Bank provides you with the below options to digitally and instantly verify your income during the loan application journey:

  • Account Aggregator
  • Upload your last 6 months bank statement / salary statements (E-PDF).
  • Use internet banking credentials of your active salary account.

What are the advantages of choosing Account Aggregator option for completing your Income Assessment / Eligibility check?

3 main advantages of choosing Account Aggregator option for digitally verifying your income:

  • Faster eligibility check – All you need is your registered mobile no linked to your salary account
  • Income assessment in 3 steps
  • Data safety and privacy; RBI regulated entity

What is Account Aggregator and how safe is data sharing via Account Aggregator?

Account Aggregators (AA) are entities licensed by the RBI and offer customers a seamless digital journey to share their income details with other regulated entities. It provides a secure way of sharing information which has customer consent and data privacy as its core design principles.

The data shared via AAs is encrypted by the sender Financial Institution (FI) and can be decrypted only by the recipient FI. The end-to-end encryption makes the process much more secure than sharing physical documents.

Do I need to pay a fee to apply for an Axis Bank Personal Loan?

Yes, banks charge a non-refundable processing fee for every Personal Loan application. The processing charge to avail of an Axis Bank Personal Loan ranges between 1.5% to 2% of the loan amount plus GST as applicable.

Will I be charged a processing fee?

Yes. You will be charged a Processing fee between 0.75% to 2.5% + GST depending on loan amount.

What is the maximum APR?

Maximum APR is 25%

What is the maximum & minimum loan amount?

24x7 Personal Loans can be availed from Rs.50,000 to 25 lakhs*

Terms & conditions

**Instant sanction of funds is post submission of the online application form.

Click here for terms & conditions

Registered Address:
Trishul, 3rd Floor, Opp. Samartheshwar Temple, Near Law Garden, Ahmedabad Gujarat 380006

My Net Monthly Salary is

Less than Rs. 25,000 More than Rs. 25,000

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