Sovereign Gold Bond (SGB) Scheme

The SGB scheme offers flexibility by allowing investments starting from 1 gram to a maximum of 4 kg for individuals / HUFs and 20 kg for trusts, charitable institutions, hospitals & universities. You can buy SGBs online or through any Axis Bank branch. Digital investors get a discount of ₹50 per gram, making it convenient to purchase Sovereign Gold Bonds online and invest in SGB with ease.

Since SGBs are linked to the price of physical gold, they offer the potential to earn capital appreciation if the price of gold appreciates at the time of maturity. You will also earn guaranteed interest on RBI declared rates (of 2.5%) on your investment annually.

SGBs are accounted for and secured by the RBI, making the investment process straightforward. You don't need to worry about holding physical gold as the bonds can be held in a dematerialised form. The SGB scheme allows easy investment and redemption, making it a hassle-free way to buy SGBs online and invest in SGBs.

The Sovereign Gold Bond scheme allows early redemption after the 5th, 6th or 7th year of investment, linked to the prevailing gold price. Alternatively, you can maximise your investment by holding it for the full tenure of 8 years and enjoy exemption from capital gains tax. This makes buying Sovereign Gold Bonds a secure and tax-efficient investment.

Between 1 gm to 4 kg for individuals/HUFs and up to 20 kg for trusts, charitable institutions, hospitals & universities.

Investing in Sovereign Gold Bonds offers a fixed interest rate of 2.5% per annum, paid semi-annually. This guaranteed return enhances the attractiveness of the Sovereign Gold Bond investment, providing a steady income, in addition to the potential appreciation of gold prices.

The Sovereign Gold Bond scheme ensures transparency in prices as the value of the bonds is linked to the market price of gold. The rates are declared by the RBI, allowing you to buy Sovereign Gold Bonds online with confidence.

The SGB scheme allows joint holder and nomination facilities, making it convenient for family members to invest together. You can buy Sovereign Gold Bonds online and add a nominee to ensure the smooth transfer of the investment in case of unforeseen circumstances, enhancing the security of your Sovereign Gold Bond investment.

You can purchase Sovereign Gold Bonds online or at designated branches using various payment methods, including cash (up to a limit), cheques, demand drafts and electronic fund transfers. This flexibility in payment modes makes it easy to buy SGBs online or through traditional banking channels, accommodating different investor preferences.

• Log in via Mobile Banking or Internet Banking
• Click on Investments.
• On the Investments section, click on SGB tile.
• Enter the amount to be invested and nomination details
• Authenticate the investment through OTP
• Post successful OTP authentication, investment will be completed

The SGB scheme is a government-backed investment option where bonds are issued in denominations of gold grams, allowing you to earn interest and benefit from gold price appreciation.

The SGB scheme allows you to purchase bonds equivalent to a specific weight of gold. These bonds earn a fixed interest rate and can be redeemed at the prevailing gold price at maturity.

The lock-in period for Sovereign Gold Bonds is 8 years. However, there is an option of pre-mature redemption after the 5th year.

Sovereign Gold Bonds mature after 8 years and you can redeem them at the prevailing market price of gold.

The maturity amount of SGBs is calculated based on the average closing price of 999-purity gold over the last 3 business days prior to maturity, multiplied by the number of grams invested.